IT’S ALL ABOUT THE MONEY Goals

The year is drawing to a close and it’s the perfect time to start reflecting on the year. You need to be able to answer questions like:

  • What worked for you in 2018?
  • What did not work for you in 2018?
  • What do you need to start doing in 2019?
  • What do you need to stop doing in 2019?
  • How do you need to be in 2019 in order to attain your goals?

You probably think that it’s way too early to start planning for the next year. We all know though, that for the better part of December we get so caught up in the fanfare that comes with the holidays. We think that we do not have enough time to step out and plan adequately for the coming year.

Remember, if you fail to plan, you plan to fail - Prisca Motogwa Click To Tweet

Let’s go a step further by talking about money! Yes, money!

How many of us stop to reflect on how we are doing with respect to money matters?

  • Where are you financially?
  • Do you even know where you are at?
  • Are you happy with where you are at?
  • If you know where you at, did you get there by luck or was there a plan in place?
  • What do you want to achieve?
  • Are there some changes you need to make to your lifestyle to attain your financial goals?

Money is a complicated subject. It is an emotional subject. We all interact with it differently depending on our money personality.

If your money affairs are in disarray, it is highly unlikely that you will achieve your full potential - Prisca Motogwa Click To Tweet

According to Money Harmony – when it comes to money, you are either a hoarder, an avoider, a spender, an amasser or a money monk.

Hoarders view money as a form of security and work towards accumulating as much of it as possible. Avoiders, simply ignore money issues.

Spenders believe that they deserve every good thing and will have no qualms in buying things even when they cannot afford them.

Amassers like to have loads of money to either spend, save or invest.  Money monks view money as the root of all evil.

Which money personality are you? Find out your money personality here.

Bill Hybels says that self-awareness allows you to self-correct. When you know better, you ought to do better.

There is no ideal money personality. Each personality has its strengths and weaknesses. The most important thing is to identify which money personality you present, take advantage of the strengths that it brings and works on managing the weaknesses that it presents.

The starting point for all of us, regardless of our money personalities, is to prepare a financial plan for 2019 - Prisca Motogwa Click To Tweet

Research indicates that women are lagging behind men in financial literacy and that majority of women lack confidence with respect to money management.

Dear sister, it is very simple. If your money affairs are in disarray, it is highly unlikely that you will achieve your full potential. There will always be something dragging you back.

A study undertaken by Schwab in 2012 found that women who prepared a written financial plan were more confident with regard to money matters than those who did not.

Basically the starting point for all of us, regardless of our money personalities, is to prepare a financial plan for 2019.  Oh, and it is not enough just to put in place a financial plan, you need to live by that plan.

The Future is Female, but as females, we need to get control over our money.

After all, it’s all about the money!


 Now that you know your money personality, what are you going to do in order to attain your financial goals?

Webinar with FBNQUEST ASSET MANAGEMENT: The balancing act – managing debt and building long term wealth (Oct 11)

“Staying out of debt is staying out of danger”. We don’t remember who said this, but its true!

Not all of us make six figures today, and even when we try hard to maintain financial discipline, this economy sometimes makes it hard to stay out of debt or even pay what we currently owe.

If you want to walk in financial freedom, it’s important for you to have a plan on how to manage your finance effectively and tackle your debts.

Most importantly, you need to make sure you’re not uncomfortable around your friends if they have RIRI’s song as their ringtone everytime y’all are hanging out.

In our previous financial planning webinar’s, we taught you How to make your first investment and how to Save and slay. Now, it’s time to go in deeper as we teach you how to improve your finances by managing your debts and building long-term wealth for yourself.

She Leads Africa, in partnership with FBNQuest Asset Management is inviting you to a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Thursday, October 11th, 2018 at 3 PM WAT.

Emmanuella will be giving some tips on how to balance your finances, how to manage your debts better and how to build long-term wealth for yourself.

Join SLA & @FBNQuest for a webinar on October 11th at 3 pm to learn how to manage your debts, build long-term wealth for yourself and how to balance both! Click To Tweet

Some of the topics we’ll cover:

  • Understanding financial fitness and measures
  • Managing your cash flow, budget and time value of money
  • Top 10 ways to live a debt free life.

Webinar details:

Date: Thursday, October 11th, 2018

Time: 3PM Lagos // 4PM Joburg // 5PM Nairobi

Location: We’ll send you the link to join the session once you sign up!

Watch the webinar here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined Metro Capital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

 

Webinar with FBNQUEST ASSET MANAGEMENT: How to Save and Slay (Aug 3)

How exactly do you indulge in sipping champagne on a beer budget? You gon’ learn today!

First, we’ve taught you How to make your first investment, now its time to learn how to save and SLAY simultaneously.

Saving money may sound like one of the hardest things to do when it comes to your finances especially if your income isn’t breaking the bank. But hey, you only need as much as you have right now to save!

If you’re wondering how to save money without your slay mode depreciating, then this webinar is for you.

SLA in partnership with  FBNQuest Asset Management is inviting you to a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Friday, August 3rd, 2018.

Emmanuella will be giving some tips on how you can to start planning and investing for your future with your current income.

Join SLA & @FBNQuest for a webinar on August 3rd to learn how to save and slay. Click To Tweet

Some of the topics we’ll cover:

  • Understanding the psychology of money
  • Living your best life through personal finance management
  • Saving hacks for motherland moguls – daily, monthly and long-term
  • Getting S.M.A.R.T about goal settings and how to achieve them

Watch Video here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined Metro Capital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.  

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

Webinar with FBNQUEST ASSET MANAGEMENT: What you can do now to reach your long-term money goals (Mar 12)

Have you thought about what you want your net worth to be in the next 10 years?

Before you begin to daydream of joining the 30 billion gang, understand that wealthy people today didn’t start planning, investing, and saving last month, or a year ago. You’ve got to start NOW!

If you’re not sure how to begin, we’re about to get you started.

SLA in partnership with  FBNQuest Asset Management is inviting you to join us for a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Monday, March 12th, 2018.

Emmanuella will be giving you some tips on how to start planning and investing for your future with your current income.

Join SLA & @FBNQuest for a webinar on March 12th to learn how to reach your long-term money goals. Click To Tweet

Some of the topics we’ll cover:

  • What you need to know about financial planning.
  • The difference between short-term and long-term.
  • Steps you need to take to reach your long-term money goals.

Webinar Details:

  • Date: Monday, March 12th
  • Time: 12pm Lagos  / 1pm Johannesburg/ 2pm Nairobi

Watch the webinar here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined MetroCapital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.  

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.