Quick Maths (2): How to diversify your funds with FSDH Asset Management
Money is a tool…Use it wisely! Welcome to the second part of our Quick Maths series. We’ll be sharing with you financial terms, tips, and tricks to get you ahead of your financial game. In the first part, we discussed various ways for you to generate capital to start your business. In this downloadable guide, we highlighted high-level options you can explore to get capital. Catch up on part one by downloading it here. Now, let’s talk about diversifying money. It’s important to keep tabs on your money, know where each penny is going, and how it will bring you more money because today’s economy is not smiling at all. In this guide brought to you by SLA, in partnership with FSDH Asset Management Ltd, we’ll be showing you different ways to save, protect your savings, and why you shouldn’t have all your eggs in one basket. If you’re wondering how to improve your finances, this guide will help you with some practical ways to get started. Topics this guide will cover: Diversification for low-income earners How to diversify within an asset class It doesn’t matter whether you are a salary earner or a business owner, as long as you have financial goals that you’re looking to achieve, diversifying can help you reach those goals. Roll up your sleeves, tie your hair in a ponytail, grab your pen and journal and get down to work! To keep getting your finances all the way to the top, make sure to follow up on the next guide. FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm. FSDH AM is versatile in financial transactions and investment strategies that meet the need of investors in an emerging economy like Nigeria. They recognize that today’s investors need the services of dedicated and expert professionals to provide them with intelligent investment counsel. Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive. Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered. Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, remember this is only part 2, there’s more to come – so stay updated. By joining our community, you also get to enjoy our AWESOME weekly content as well.
Quick Maths (1): How to generate income to start a business with FDSH Asset Management
Smart moves early in life can pay BIG long-term….. Now, what’s the point in looking good and slaying when your bank account isn’t smiling back at you? Listen. This is the year to SLAY 100%, and we’re ready to show you how to make money moves the right way. So, are you ready to cash out like Cardi’s got nothing on you? We are partnering with FSDH Asset Management Ltd to share with you a 4 part downloadable guide to enable you to boost your finances. We want to make sure that every Motherland Mogul is prepared to master the money world. [bctt tweet=”Learn how to generate funds to start your business with @FSDHCoralFunds. Click here for more: bit.ly/FsdhGuide1″ via=”no”] Topics this 4 part series will cover: Seed Money: How to generate income (capital) to start a business. Diversifying: Different ways to save and protect savings (for low and high-income earners). Bottom Line: How to use your business net income to your advantage Emergency Funds: Why you must have some investments. Now let’s talk about you. You’re about to start a business but you need capital to begin? Girl, we’ve got you! In this first downloadable guide, we’ve done some Quick Maths for you, highlighting how you can generate capital for your business or launch your new project. First, you need to understand that money does not come for free, as a MotherlandMogul, you have to know what your options are, and work towards them. After reading this first downloadable guide, you’ll understand what moves to make to get closer to your money goals. But what’s next after you get that capital and the bills start rolling in? We have more juice coming your way. To continue learning basic principles that will lead to a happier and healthier financial you, get prepared for our next guide. Because girl, we’re going deeper. FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm. FSDH AM is versatile in financial transactions and investment strategies that meet the need of investors in an emerging economy like Nigeria. They recognize that today’s investors need the services of dedicated and expert professionals to provide them with intelligent investment counsel. Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive. Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered. Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, remember this is only part 1, there’s more to come – so stay updated. By joining our community, you also get to enjoy our AWESOME weekly content as well.
8 Great Ways For Bosses To Treat Employees Better
Everyone wants to be treated well. This is most especially at work – all employers want to have great treatment from their bosses. Nobody wants to be treated as though they are not human. Toxic environments as a result of disorganized hierarchies and office politics make it hard for employees to be productive. Therefore, to ensure your employees don’t quite faster than you hired them, you need to make sure that you treat them well. Here are 8 great ways to treat your employees better and make them feel dignified. [bctt tweet=”Hire people that are hardworking, have a positive attitude, that will bring positive vibes to your organization” username=”SheLeadsAfrica”] 1. Hire and fire employees on attitude, not ability We all know that there is no remedy for a bad attitude. No matter how much you invest in training people to change their attitude, it will most likely not happen. What is worse, is that a bad attitude is contagious. Though it will start with one person, a bad attitude will soon spread throughout your company. To ensure your company culture remains positive, you start at the beginning. This means hiring people who have great, hardworking and positive attitudes that will bring positive vibes. 2. Treat them as if they are better than you No one is an island of knowledge. We all learn new things from babies, toddlers, little children, beggars and even from animals! With each new person you meet or each new experience, you get an opportunity to learn something new. So, treat your employees with the same curiosity and respect that you had towards your teachers. Even if they criticize you, do not be defensive and wield your ‘super boss power’. Take a step back and really listen to their feedback. If an employee is brave enough to speak up, its because they care about you and your business. 3. Discourage gossip about anyone Though gossip may start with one person, it can become very dangerous. The first thing is when you spread gossip, the person you are talking to may begin to have a negative perception of your personality. Once they develop this perception, it may be very hard for them to trust you again with information. Therefore, to ensure that your employees are the most productive, try to discourage a spirit of gossip in the company. Instead of discussing people’s weaknesses behind their backs, train your employees to have open and safe feedback sessions. 4. Show them what it means to establish a business How do you do this? Expose your employees to the tough decisions, choices, and situations they need to experience to start their own businesses. Give them a sense of ownership and responsibility. Guide them to see the importance of adding value to their work and the people around them. Be a source of inspiration and role model for them to look up to. While they might leave you eventually, they will always look back and appreciate you for all you’ve taught and done for them. [bctt tweet=”Please treat your employees like you would please a client” username=”SheLeadsAfrica”] 5. Surprise them Who doesn’t like surprises? Please treat your employees like you would please a client. Surprises can range from monetary gifts to even offering afternoon offs. As they say, it is the thought and effort that matters when it comes to surprises. Remember, your employees are there to not only increase your wealth but to also help you build on your dreams. Therefore, it is important to show them appreciation and ultimately support them on their journey’s to becoming successful. 6. Teach them how to sell Your employees need to know how to market products or services even if they’re introverts and aren’t too keen on talking to potential clients. Introverts are most times deemed as trustworthy and professionals by clients/ therefore, bring them to your meetings. You’ll be amazed at how they listen best and ask more questions. All these are qualities to look out for in the best salespeople. 7. Show them respect If there is another thing that everyone wants, is to be treated with respect. Respect not only makes employees happy, but it also helps you avoid unnecessary disrespect. Treating your employees with respect begins with common courtesy, politeness, and kindness. It then progresses towards encouraging them to express their opinions and ideas. While doing so, they should not feel underestimated or insulted because of what they say. Building on this, you can even use and credit these opinions and ideas expressed. It is also important to be equal and fair in the treatment of your employees. Though they may fail sometimes, do not constantly criticize everything they do. Instead, try and give everyone an equal opportunity to express their ideas irrespective of their characteristics. 8. Picture every employee calling their mother at night When we were little, our mothers used to ask us how our days were at night. Now imagine if your employees would be called by their mothers and asked: “how was your day at work?” You would, of course, want them to give a genuinely positive response. Try to make sure that every day you positively challenge and strengthen your employees. If you treat your employees well, then you can rest knowing their mothers are wishing you well. Want to become an SLA contributor? Send an email to content@sheleadsafrica.org.
5 Things a Motherland Mogul Leader is Not
Leadership is an art. It means taking courage to maneuver a group of people with common intentions, goals, and objectives in an organized manner. Not everyone can be a good leader! Of course, you have to bear in mind your follower’s individual strengths and weaknesses while walking on eggshells trying not to annoy this group of people – even when they throw their frustrations and aggression at you! With all these pressures, leaders quite often fall into bad habits as they struggle to achieve their goals. To avoid this, as a Motherland Mogul and leader, you are probably asking, what is a leader not? Bossy There is a wide difference between being a boss and being bossy. A bossy person is a maniac! They operate like a machine put in place to juice their subjects in order to extract what they want for the company. A great leader is none of these. They are diplomatic and understand that more is given willingly than forcibly. A good leader is compassionate. They do not exclude others from contributing their part towards the common goal. Nepotist Yes. We all have that cousin or friend that we think would be the best at this job. But what would your followers think if this was the case? Would they be committed to your family company? It is very sad that nobody nowadays values meritocracy. Leaders give more attention to those who massage their ego, than those who tell them like it is. However, true leadership requires building the right team that will challenge you and helps you grow your organization. A jolly old person The truth is, great leaders do not try to keep friendships with others by satisfying their needs at the expense of their followers and the common purpose. When you start pleasing everyone, you start compromising. This then causes your standards to get a tilt and you’re not the same leader anymore. It doesn’t hurt to make friends, but don’t let your friendships compromise your value and your objectives. A Narcissist. Have you ever heard the tale of Narcissus? According to Greek Mythology, he was cursed by a God to look at his reflection in the water and fall in love with it every day. He fell in love so much that it actually ruined him! As slay queens, we need to love ourselves. But we shouldn’t let our self-love turn into overconfidence, self-adulation, and self-centeredness at the expense of our followers and the common purpose. A prejudiced discriminator. In 1949, sociologist Merton illustrated prejudice and discrimination with four categories of people: Unprejudiced non-discriminator Unprejudiced discriminator Prejudiced non-discriminator Prejudiced discriminator The prejudiced discriminator is the worst kind of leader to experience. They are a chooser and not a trainer. This kind of leader doesn’t believe that followers of a particular sect, religion, ethnicity or region can offer the common purpose any productivity due to insufficient justification and undue prejudice. Great leaders do not just build visions, but they also build people. If one doesn’t avoid these habits of bad leaders, they end up attracting the wrong crowd, or no crowd! As Motherland Moguls, let us strive to make sure we are not bad leaders. Build your dreams on the right and with the right attitude. Let’s make Africa better with the advent of good leadership and fellowship. If you’d like to share your story with She Leads Africa, let us know more about you and your story here.
Being your own boss as a freelancer
[bctt tweet=”You need to fully get your hustle on and sell yourself whenever you get the chance.” via=”no”] Welcome to the freelance life. First off, I’ve noticed a Nigerian trend where too many young people are obsessed with the title of CEO on their name cards, and less committed to undertaking the hard work that comes with working for oneself. In an economy that may or may not be in a recession, the conventional employment sector is overburdened as too many people clamor for scarce resources. For some others, the strings of a 9-to-5 or round-the-clock job working for someone else is just not appealing. Let’s be straight up, here. Freelancing is not an easy path to navigate but there are serious perks to it if you’re actually good at what you do, and if you’re prepared to put yourself out there. There is such a wide range of freelance occupations which includes writers, graphic designers, animators, accountants, MUAs, hair stylists, recruiters, lawyers, models, real estate agents and more. Statistics tell us that about a third of all working Americans are freelancers. In several parts of Africa, we can expect that more people are also taking up freelance work. There are several perks to working as a freelancer: Your time is flexible You’re your own boss You get to select the projects that interest you All that sounds super great, so let’s balance it out. There is a downside…there is no guaranteed income stream. This is true especially when you’re just starting out. It means you need to fully get your hustle on and sell, sell, sell yourself whenever you get the chance. Some periods may be a lot better than others. Sometimes, you’re absolutely swamped with work and at other times, you’re almost begging for work. How to boss it? Network! Whenever you meet new people or talk to old friends, tell them about what you do. People are always looking for freelancers but you wouldn’t know if you don’t spark up the conversation. Be super organized It’s important to respond to clients in a timely manner and to keep adequate records. It helps to have a to-do list and to set hours when you must get things done. Brand yourself online and offline Use social media to showcase your skills and highlight your personal brand. Work on a splendid offline portfolio too, get all your marketing tools in check. Look for opportunities on social media Forget looking only at the traditional sources! I personally have been exposed to more opportunities on social media. Twitter is a great tool to find work and engage with other freelancers as yourself. I personally love the freedom that comes with being able to plan around my own time, to travel while I work, to work at odd hours. Just remember, you need to be practical about your goals and expectations, and you need to put considerable time and effort in to get to your ideal place. Kindly share your tips and experiences from working as a freelancer with us.
7 things to do when you’re in a career limbo
[bctt tweet=”Here are 7 things you can do when you’re in a career limbo and are this close to giving up” username=”SheLeadsAfrica”] Too many people feel like they’re in a dead-end job or that their career is just not taking off like they expected. Feeling stuck, unfulfilled and unmotivated has to really suck. The good news is there’s always a solution to every problem out there. Here are seven things you can do when you’re in a career limbo and feel like giving up: 1. Do something out of the ordinary Try out new things and discover new interests. You need a different head space to realign yourself with your professional goals. Have these changed? Taking a breather can help you decide if you need a different strategy or simply want to try something different like switching to a new company or even a new career. 2. Improve on your skill set Perhaps, the reason why you feel like your career isn’t really moving forward is because you haven’t actually put in the effort to improve on yourself. Put in the time and effort to build your skills via online courses, training, self-study, workshops etc. Working on yourself is always an advantage. Sometime soon, someone will be sure to take notice. And if they don’t, tell them. 3. Be prepared to take risks This could mean taking a risk by changing your method of working. Perhaps, you have refused to move with the times whilst everyone else is finding advanced ways of getting their work done and moving up the corporate ladder. 4. Go to your mentor At this stage, if you already have a mentor that you reach out to from time to time, be prepared to hear some hard truths. There are certain things you should be doing to stand out which may be lacking that your mentor will point out to you. If you don’t have one, you know what to do. Look for someone you admire for their professional ethic and successful career in a field related to yours. There must be things that you can emulate from their story and apply to your own career to get you out of the rut. 5. Take on leadership responsibility One way to get a promotion is through leadership. Can colleagues look up to you for guidance and maturity in dealing with challenges? Are you one to look out for the team as a whole? Leadership is about putting yourself out there and motivating others to do their best. If you’re seen as a leader, you’ll eventually be given additional responsibility which can move you into new assignments, opportunities and promotion. [bctt tweet=”You have the power to modify your professional game” username=”SheLeadsAfrica”] 6. Re-invent yourself Social media can be a great tool to help you achieve this. You have the power to modify your professional game. Through channels like LinkedIn, Facebook and Twitter you can sell yourself by highlighting your interests and aspirations. In the workplace as well, you can re-invent yourself by getting involved in things that will expose you to new areas. 7. Express your concerns to your manager or supervisor The thought of approaching your superior about your feeling stagnant within the organization might be a bit awkward or scary. However, they could help you figure out what opportunities exist, what areas you need to put more effort in or simply tell you why things just aren’t moving at the moment. After giving some of these your best shot, something’s gotta give. Good luck in getting your career back on track. We have faith in you.
QUIZ: Are you a boss or a bitch at work?
Relax. We haven’t even gotten started yet and some of you probably read the title and already got excited about boycotting us. Let us land please. It’s hard enough out there in the corporate world having to balance office politics, sexism and your freaking workload not to mention those coworkers that can make life unbearable. But what if the unbearable one is actually you and you never knew it. It might be time to check yourself and figure out if that sassy attitude you’re bringing is actually helping or hurting you at work. We aren’t saying that you should change your personality just for your job, but knowledge is power and if you’re not getting the results you want in your career it could be because you’re not aware of how you’re coming off. Or you could be a solid team player and just need an extra boost of confidence to keep you focused on your goals. So which are you, the confident goal-getter ready to get her life or the insecure, envious one looking for underhanded ways to bring down her colleagues? Take our quiz and find out! [viralQuiz id=4]
Email like a boss : Ingredients to cook-up stellar professional emails
Professional emails are to a business what healthy food is to your body, vital! You eat healthy foods to get a stronger body and longevity. Similarly, professional emails are necessary to the fruition and strength of any business. The ability to communicate thoroughly with neutrally progressive language is imperative to achieving your business or career. It seems challenging and tricky, but like every healthy habit, consistency is key. Here is a checklist to cook up a healthy and effective professional piece of art with your own clear and personable touch. Subject – Perhaps the shortest but most influential part of your email The subject is what gets the reader to open your email. Too bold and it’s regarded as spam, cheap or unimportant. Too dull and it’s forgotten. Both extremes run the risk of not being read at all. Be specific and hint a reason for their urgent attention. If time sensitive, state a deadline, i.e., “Please reply by [date]”. Greeting Salutation – Greet your reader accordingly If the reader is in a different time zone, no need for day-relevant words (morning, afternoon or night). The simplest greeting is “Dear, [name].” or “Hello” If you aren’t sure who your reader is, “ To whom it may concern” is another option (though I don’t recommend it.) Introduction – Compliments and pleasantry and Introduce yourself (2 sentences) Begin the body of message reminding them of who you are. “Thank-you”s or “it was great meeting you at [name event]” are subtly pleasant ways of reminding the reader of who you are. Setting a genuine tone at the start your message goes a long way. If you are familiar with your reader, pleasantries such as “ I hope all is well with you and yours,” works wonders. When introducing yourself for the first time, keep it brief and relevant. If you and the reader are already acquainted, rely on your well crafted signature (at the end) to speak to your current endeavors. Reason for email – Purpose (1-2 sentences) This is where your purpose resides. Use the “One Thing” rule. What do you seek and how does it serve your purpose? Brainstorm ideas before you start your email. This way, you can establish why the email is relevant to the reader/recipient, and have it laid out clearly and accurately. Call of action – What are you asking for? What actions need to occur to have the mission possible? What do you need from the reader? Be accurate, clear, and reasonable. If it takes longer than two sentences to describe this portion, listing them in bullet point is the best way to go. Bullet points are easier on the eyes and more importantly easier for your reader to note them down. Remember the one thing rule, how do your call for actions affect your purpose? Closing message – Close as you started, genuinely (1-2 sentences) Every email you send should be important. If your email is time sensitive, state a time and date you would like to hear a response, so there;s a sense of urgency. If it isn’t time sensitive, say so respectfully and tactfully. One such statement is, “I hope to hear from you at your earliest convenience.” Closing Salutation and signature To keep things simple, professional closing salutations can be short, “Best”. Your signature should not exist in the body of your email. Mention your name, title, link to business address and your contact information. This way, you have a short yet effectual platform to speak of your current phones. So there you have it, a checklist of all the structure that a professional email needs. Whether you are sending this professional email to a client, co-worker or potential employer, this checklist will have you getting responses in a jiffy.