She Leads Africa

HGCP 2021 Participants: Big Mama Africa Biz Concept founder Ukamaka Okolo discusses her passion to provide good quality food at an affordable price through her food production business

I sat down with Ukamaka Okolo, the founder of Big Mama Africa Biz concept to discuss how she founded what she hopes will be Enugu’s food market hub. Tell us a little about yourself I’m Ukamaka Okolo, the founder of Big Mama Africa Biz concept, a business which is all about farming; production of crops and animal processing and packaging. I am a fearless, energetic, resilient, God fearing woman. I am a graduate of Applied Biochemistry of the Prestigious Nnamdi Azikiwe University. I have background in banking where l spent nine years and got the award as the Best Supervisor of South East Nigeria. I am a great believer in woman power; yes I believe that women are very powerful. What is your why i.e. bottom line? and how do you stay motivated? My why is to live a life that does not conform to stereotypes about women; I am working everyday to be a successful, productive, independent, financially free and Godly woman that other women can look up to and feel motivated to aspire to more than they imagined for their lives.  I don’t believe that anyone is here just to get by, exist and to make up population numbers, and my entire life is proof that everyone can live the best life they can possibly have. This hunger to change the status quo and become a pioneer and innovator is what drives me and keeps me motivated. What do you feel are your biggest achievements? The courage to step out of the banking industry to start my entrepreneurial journey is my biggest achievement as taking that risk allowed me the opportunity to truly start living my life fully, meeting people and expanding my network, getting more knowledge, and being exposed to enormous opportunities. If you had to write a book, what would it be on and why? If l have to write a book, it would be on the struggles of the average African woman. This is something close to my heart, to bring light on what women suffer through just for being born in Africa. This book would also serve as inspiration to how women can become pillars of society, and support each other towards making Africa a better place for our girl children to be born into. What or who has been your greatest influence in business and why? Folorunsho Alakija is definitely my greatest influence in business because she defied the odds and that’s exactly what l am all about; she is a go getter, a fighter, a big achiever, a business mogul and more so a God fearing woman, she is indeed a perfect representation of the kind of woman l aspire to be. What is your favorite aspect of being an entrepreneur? The ability to see problems as stepping stones to greatness is one of the best things about being an entrepreneur. Entrepreneurs have the uncanny ability to easily fall in love with problems, which is something I also enjoy about being one. How did you come up with the name for your company? I actually find this question very interesting. In 2017 while l was still working as a banker and pregnant with my fifth Child, a colleague (former now) chatted me up for something (l can’t remember exactly what it was but certainly on the job) and called me mama Africa. l thought she was referring to someone else but she insisted she was referring to me and asked, “Are you not mama Africa?”. It was at this point that l got her point; I am pregnant with my fifth child and the fourth l would have in the bank in a space of 6 years. Ordinarily, l was slightly offended but after thinking it over l realized that it was the perfect name for my business business, something I had been struggling with for over 2 years. So I took that, tweaked it a little and Big Mama Africa Biz Concept was official. l am actually currently in the process of modifying it to Mamafrika foods. Indeed l am Mama Africa as l have seven biological children. Introduce your company the way you would to a potential customer. Big Mama Africa Biz Concept is all about food. We farm; we produce crops, animals and fish. We process and package high quality food. Big Mama Africa is also about crop production and reduce the dependence of food from the North. We want to make sure that people are able to get decent food with their hard earned money and we fill this gap by creating quality food at an affordable price. Our vision is to become the best food hub in Enugu, South Eastern Nigeria and we have already started with the production of garri. At Big Mama Africa, we produce food at a great quality, I like to say we sell what we eat, so if if it’s not good enough for my family, it’s not good enough for our customers.  Though we currently produce garri, we intend to have the following products; fresh and dry corn, tomatoes, turkey and model a world class cattle ranch. You can connect with us on Instagram at www.instagram.com/mamafrikafoods or follow my personal handle on Facebook at  https://www.facebook.com/ukamaka.ogbuokolo. How have you carved a niche for yourself in your industry? We have done extensive research in our industry for more than 6 months and have identified that food necessity is a genuine need and people are willing to pay for our products. We do not undermine quality and we understand the power of good customer service. The combination of these three factors placed us at the forefront within two months of production. Currently, we have 3000 backorders for garri, which is our only live product because we have consistently delivered as promised. What’s been the most significant thing you’ve done to grow your business? Taking part in the nitty gritty of the business at take off has significantly helped to grow my business. I led

HGCP 2021 Participants: Founder of Disney Foods NG Omolara Lawrence is helping people live healthier lives and women and youths become better versions of themselves

I sat down with Omolara Olayinka Lawrence, to get to know her and the Yoghurt manufacturing company that she founded, Disney Foods NG. My name is Omolara Olayinka Lawrence, the Founder and CEO of Disney Foods NG, a Yoghurt manufacturing company duly incorporated in 2019. I am a graduate of Economics, an alumnus of the Enterprise Development Centre (Growth Enterprise Program) and the Academy for Women Entrepreneurs, a prolific author of seven books and a skill acquisition enthusiast with over 15 years experience across roles and industries. I have trained at least 4,000 women and youths to become productive in their respective fields within the last 2 years through my NGO, The Faith and Business Initiatives. I am a Providus Bank SME Ambassador and a Coca-Cola Foundation Grant Awardee. You can connect with me on Instagram at www.instagram.com/omolaraolayinkalawrence/. What is your ‘why’ i.e. bottom line, and how do you stay motivated? My drive is to help people live healthier lives, and to help women and youths become better versions of themselves. What motivates me is knowing that I am creating value that keep our customers and clients satisfied. What do you feel are your biggest achievements? Starting my business from zero naira and seeing it metamorphose to what it is today. All we had then was suppliers’ credit. What do you do for fun/relaxation? I love playing board games such as scrabble, chess, monopoly and so on, because they bring excitement to my family time, and they help to boost our language skills. I also love visiting Nature Parks; they enhance my creativity  If you had to write a book, what would it be on what and why? I am currently writing another book (my eighth) titled “INFLUENCING YOUR MARKETPLACE.” The title is pretty self explanatory as to why I am writing this book and speaks directly to my WHY; to clearly explain how my readers, women and youths especially, can discover who they really are, how they can maximize their potentials and influence their respective fields of endeavors positively. Simply put, the book intends to expose how one can become a better version of themselves. What is your favorite aspect of being an entrepreneur? My favorite aspect of being an entrepreneur centres around these two words: Creativity and Co-ordination.  Creativity speaks to my ability to create products and values that bring satisfaction to my customers; and co-ordination is about my ability to co-ordinate people, procedures and processes in business. What was the inspiration behind DISNEY FOODS NG? About 3 years ago, my mum had a craving for a healthy drink, and being diabetic, there weren’t a lot of options available to feed her craving, and the Yoghurt idea was birthed in my mind. I learnt how to make it and began producing it for her and others around me. The positive feedback encouraged me to engage in it as a business solution. Introduce your company the way you would to a potential customer. Disney Foods NG, since inception, has been providing healthy treats to our numerous customers, and we propose to surpass your expectation. We have a unique signature recipe using natural sweeteners, flavors and preservative.   You can browse our product offerings on our website at www.disneyfoodsng.com. You can also connect with us on social media, we’re on Instagram at www.instagram.com/disneyfoodsng/ and on Facebook at www.facebook.com/disneyfoodsng/. We’re also on YouTube, you can subscribe to our channel at www.youtube.com/disneyfoodsng/. How have you carved a niche for yourself in your industry? We have a wide range of SKUs (18 different flavors) which give our customers so many options to pick from. Each Cup of our Parfait has as much as five or more ‘different’ flavors. The feedback we get from many of our satisfied customers indicate that it is cost effective for them to have over five different flavors (varieties) for the price of one. What would you say are the top three skills needed to be a successful entrepreneur? Customer Service Skill Adaptability Skill Emotional Intelligence Skill What’s the best advice you have received in business that you wish to pass on to our community? We should shun the Crab’s Mentality; we should desist from running others down. Rather, we should focus on helping one another grow; women supporting women should be our watchword! What key activities would you recommend entrepreneurs to invest their time in? Entrepreneurs must invest their time in both personal and business development activities. If an entrepreneur is not growing personally, they may not be able to drive their business growth strategies. But if the entrepreneur grows as they should, it impacts positively on their business. What business-related book has inspired you the most?  The Enemy Called Average by John Mason   Omolara is currently on the High Growth Coaching Program to develop herself and her business and position Disney Foods NG for growth.

HGCP 2021 Participants: Anita Nchat Kevin talks about her passion to help people achieve their goals that led her to start Amina Dyslexia Center

I sat down with Anita Nchat Kevin, the founder of Amina Dyslexia Center to talk about how her passion to help people achieve their goals led her to start Amina Dyslexia Center. Tell us a little about yourself.  I began my career in teaching a few years ago. I was drawn to the education space because of my ability to identify people’s needs and help them achieve their goals. This led me to find solutions to help the dyslexic children I taught, which ultimately led to my starting Amina Dyslexia Center. What do you feel are your biggest achievements? Amina Dyslexia Center has been up and running for over 2 years now, within this period the center has won 3 awards and numerous recognitions. What do you do for fun/relaxation? When I am not working at the center, I am hiking or watching romcom movies.  If you had to write a book, what would it be on what and why? Well, I would like to write a book that will help parents to properly educate their children. From my experience working with dyslexics, I realize there is a need for parents to understand the importance of augmenting teachers’ roles in educating children.  What or who has been your greatest influence in business and why? In between searching for a job and developing my teaching career, I came across a quote by Richard Branson which says “When you are given an opportunity, take it, then go learn what to do”. I took the bold step of starting Amina Dyslexia Center and then learning how to run a business which has proved very rewarding. What is your favorite aspect of being an entrepreneur? Being an entrepreneur is all about growth. The process refines my creativity and improves my confidence, it allows me to become a better version of myself daily. What were you doing before this, and is this your first business? Before Amina Dyslexia Center, I had a 7 to 4 teaching job and on the side, I had a popcorn bar so no, Amina Dyslexia Centre is not my first business, I had a series of side hustles right from my undergraduate days. How did you come up with the name for your company? The center is named after my cousin and best friend Amina who passed away when we were 10 years old. Introduce your company the way you would to a potential customer. At Amina Dyslexia Center, we work to improve the learning abilities of people who are dyslexic. We do this through our 4-hour school system which assesses the condition and design individualized education plans for each student. We administer these plans using technology and multi-sensory tools. You can learn more about us on our website at http://www.aminadyslexiacenter.com/ or follow us on social media at https://www.facebook.com/aminadyslexiacentre on Facebook and at https://www.instagram.com/aminadyslexiacenter on Instagram and finally, at  https://twitter.com/AminaDyslexia on Twitter. How have you carved a niche for yourself in your industry? Being a dyslexia advocate and starting a center solely for dyslexics and other oblivious learning challenges is a niche in itself in Nigeria’s education space. What challenges have you faced first as a founder and then as a female founder? Each time I try to share my success and accomplishment in business I ma perceived as being proud or boastful, especially by other women. This has taught me to keep my achievemets to myself for fear of being mislabeled.   What’s been the most significant thing you’ve done to grow your business? Using technology in marketing, dyslexia assessment and teacher training has brought in significant growth for Amina Dyslexia Center. It has enabled us to reach a wider audience and has simplified our processes, especially the assessment process. What would you say are the top three skills needed to be a successful entrepreneur? Being a business owner means you will most likely act as both a supervisor and as part of a team, and you will need to rely on effective leadership skills to help motivate yourself and your team. Owning a business can also mean taking care of the financial aspects of your organization. You must develop financial skills even if it means learning from scratch. Finally, there are many aspects of building a business that require making difficult decisions. Finding solutions to obstacles and using creative thinking to develop plans and strategies is very important to achieving your business goals. What’s the best advice you have received in business that you wish to pass on to our community? Be consistent, success does not happen overnight. What business-related book has inspired you the most? (or, what is your favorite book)? Guy Kawasaki’s The art of the start, I love this book for how it simplifies the processes of starting a business. Anita is currently on the High Growth Coaching Program working to grow and scale Amina Dyslexia Center to help Nigerians learn better and become the best version of themselves without being hindered by learning disabilities.

HGCP 2021 Participants: Akpevweoghene Erica Ogodo talks about her vision to enable people to consume healthy, natural foods through Spyce Republic by Erica

I sat down with Akpevweoghene Erica Ogodo of Spyce Republic by Erica to talk about how her passion for creating recipes and new spice blends inspired Spyce Republic. Tell us a little about yourself. My name is Akpevweoghene Erica Ogodo. I was born and raised in Warri, Delta state. I’m a graduate of English and Literary studies, a mother of two cuties and an avid foodie. I am passionate about creating recipes and new spice blends. When I’m not busy with Spyce Republic, I host events and engage in creative writing. I’m an introverted extrovert (lol). One minute I’m the bookworm, the other I’m the party girl. I enjoy working in an environment that thrives on individual creativity. What is your ‘why’ i.e. bottom line, and how do you stay motivated? I stay motivated by the fact that everyday is a new day to do something better and be someone better. I see the rate of food fraud in urban communities and how much the urban population rely on others for their foods and I believe that creating an opportunity to consume healthy, natural foods that are free of adulteration is the best way to go. The fact that we are able to serve consumers through our healthy food brand and also make the rigorous process of preparing African meals easier is all the motivation I need to keep doing more. What do you feel are your biggest achievements? Setting up my business late in 2019 was the biggest decision for me and I consider it my biggest achievement. Since we launched, we have been fortunate to serve lots of households through our products, we have offered free mentorship programs on spice production and how best to set up a food business and we have been able to educate lots of people on the importance of healthy food consumption. Through my business, I have been exposed to mentorship programs, including She Leads Africa’s High Growth Coaching Program, that has helped me understand the concept of entrepreneurship and in the long run, we want our business to be an all woman organization that would create gender equality and empowerment. If you had to write a book, what would it be on what and why? As a matter of fact, I just started the first chapter of my autobiography. A lot of people who know me personally always ask me to write a book about myself. I think my story would be worth reading as it centers on what a lot of women silently go through , the chains of society, developing your voice and breaking free. What is your favorite aspect of being an entrepreneur? The 5 star part of being an entrepreneur is the fact that I’m doing something I’m very passionate about. A lot of people eat just for satisfaction. For me, when I have a bite, I love to analyse the flavour and spices that went into preparing the delicacy. I love what I do. I’m also ecstatic about the satisfaction I give my customers when they use our products. Another aspect I love about being an entrepreneur is being able to set the pace and be responsible for my business. It has helped me think in and out of the box and also helped me become a people person. Introduce your company the way you would to a potential customer. At Spyce Republic, we offer consumers top quality indigenous spice blends, food condiments, beverage mix and natural sweeteners in order to promote healthy food consumption. We believe that Nigerian traditional meals can easily and conveniently be prepared no matter how busy our daily lives may be. Our products are crafted to make home cooking easy, enjoyable and stress free. Our services include customizing our products to suit our customers diversity and demands, sourcing, processing and packaging products for clients and also private labels. Experience the magic of African flavour today by letting us cater to your taste buds. You can get in touch on the streets of Instagram and Facebook at www.instagram.com/spycerepublic and www.facebook.com/spycerepublic. We just recently launched our website and although it is still under construction, you can check us out on www.spycerepublic.com. How have you carved a niche for yourself in your industry? In my kind of business, consistency is key. We have been able to retain the quality of our products despite economic threats like inflation and this has helped us retain our customers. We also believe in the diversity of our customers. That is why when a customer approaches us and demands a customized spice mix, we happily oblige them. Consistency, diversity and customer satisfaction remain our guiding principles. If you were given $1m to invest in Spyce Republic, where would it go? If I’m given a million dollars I’m definitely going to invest 50% of the money in Spyce Republic. Aside from producing African product ranges we plan to eventually branch out into producing what we call healthy snacks made with organic ingredients. Also, I’d invest in setting up a dates palm plantation to promote date farming in the country. Where do you see your business in the next 5 years? In the next five years we hope to become a household brand with our products seen in the shelves of top supermarkets within and outside the continent and in the pantries of the majority of Nigerian homes. We also hope to serve Africans in the diaspora to give them the feeling of home away from home. What entrepreneurial tricks have you discovered to keep you focused and productive in your day-to-day busy schedule? Hmm, I wouldn’t call it a trick exactly but I can say I have learnt to think more critically. I am naturally a liberal and artistic person, but being an entrepreneur has improved my problem solving skills and has helped me view situations from different perspectives. Are you a reader, what is your favorite book? My favourite book is Pride and Prejudice by Jane Austen. I’m in

HGCP 2021 Participants: Titilayo Taiwo on co-founding Africa’s leading one-stop talent marketplace

I sat down with Titilayo Taiwo, the founder and chief operating officer of Terawork.com to get to know her and how she co-founded Africa’s leading one-stop talent marketplace. Tell us a little about yourself. I’m Titilayo Taiwo, the Co-Founder and Chief Operating Officer at TERAWORK.COM LIMITED. I oversee TERAWORK’s operations; strategic partnerships and I’m also involved in building exceptional teams and driving revenue.   I am a Biochemist turned Operations/Human Resources expert with over 10 years of experience that spans Wellness, Oil & Gas, Software Design & Development. I am also a partner and volunteer in various charity organizations. I’m passionate about youth empowerment and I’m very committed to building tools to help people work better together and more effectively. I also enjoy wining and dining with families and friends for relaxation. What is your ‘why’ i.e. bottom line?  My ‘why’ is all about the vision and the impact opportunity, I am doing my part by using digital technology to contribute towards solving the long age unemployment problem in Africa. My goal is to see freelancers on our platform earn billions of  dollars while helping millions of businesses of all sizes to grow and achieve their goals. I wake up everyday to ensure that TERAWORK grows into a company that has real impact on the lives of millions of African sellers and buyers.  On motivation I regularly review our goals and progress because I find that seeing progress is a great motivator in itself, and also goes a long way in improving my self-esteem. How has your entrepreneurship journey been so far? As a result of my hands-on experience, I’ve been featured on several entrepreneurship panels and master classes hosted by Enterprise Development Centre(EDC), Webtv, Churches, Schools etc. I was celebrated by Sterling Bank Plc alongside 5 other women nationwide during the International Women’s Day Celebration in February 2020, as a founder and a leader of a company that strives to give equal opportunities to women. I’m also in the 2021 Cohort of  AWS Activate Africa for Africa’s inspiring women start ups founders and leaders. What is your favorite aspect of being an entrepreneur? I’ve never wanted to be an entrepreneur, let alone a serial one. But I absolutely love it now and would never trade it for another occupation. I love the freedom of being able to be wherever you want, with whomever you want, doing whatever you want to. It’s truly priceless. I love a constant challenge, and the endless opportunities to learn and grow one’s mind. I also love that as my business grows and becomes more successful, it has different challenges and needs that require me to adapt yet again and grow too. But for me the best part about being an entrepreneur is being in charge of your own destiny. When we’re born, we’re placed into a custody of our parents. Then our society. Schools. Corporations. Entrepreneurs get to break free and take control of their own lives. It’s exhilarating and rewarding. Introduce your company the way you would to a potential customer. TERAWORK is a freelance marketplace that is helping small business owners by giving them the support and access to any competent talent they need to succeed. We provide businesses with on-demand affordable and quality freelancing services in legal, accounting, social media management, software development and 54 other service categories to grow. From the comfort of their homes and within a few hours, they can hire vetted on demand professionals which enables them to focus on building their businesses and save operational costs by 40%. Our Escrow system ensures that they don’t have to pay for substandard jobs any more. With TERAWORK value is guaranteed or you get your money back. You can learn more and sign up by visiting our website at https://www.terawork.com/. How have you carved a niche for yourself in your industry? We did so by focusing on just one pain point – the hassle of hiring cost effective quality  talent. Our offering of on-demand quality and proven talent with an escrow system that  guarantees value or money back is unique. What would you say has been pivotal to your growth and success so far?  My growth mindset; my belief that skills are built, and that new abilities can be developed through practice and effort. I strongly believe in my capacity to learn and grow, and that my intelligence can be developed. I tend to persist in the face of setbacks, take on board and even invite feedback and find inspiration those around me. I see life as an endless opportunity to figure out new things and appreciate that failure is part and parcel of learning and progressing – it’s necessary and therefore not something to shy away from. I also understand that mastery of a skill takes persistence, practice and time. What’s the best advice you have received in business that you wish to pass on to our community? It’s actually a quote by Steve Jobs, ”Everything around you that you call life was made up by people that were no smarter than you; the aircraft, vessels, etc. And you can change it, you can influence it…, once you learn that, you’ll never be the same again”  What’s your number 1 tip for anyone struggling to overcome entrepreneurial overwhelm and keep going? Learn to do less; the first step to dealing with this is to accept that you’ll never get it all done. I know that’s hard to accept and say, but it’s a reality. Once we acknowledge that, we feel less stressed because we have less resistance to trying to do it to all. Remind yourself every day that it’s not about getting more done. It’s about getting results that matter. “Do three things well, not ten things badly.” Then outsource, that is why we created TERAWORK! Titilayo is currently on the High Growth Coaching Program hard at work to grow TERAWORK into a global talent marketplace where value is always guaranteed.

4 Bad Money Habits That Will Keep You Broke Forever

Bad money habits are kind of hard to break. We do them over and over without even realizing it. We all want to be rich. I mean, who doesn’t? But it’s one thing to fantasize about the many things you can do with a big paycheck and it’s another thing to muster the discipline you need to make it a reality. If you have bad money habits, you’ll get into a lot of financial trouble. For so long, I had no clear plan for my financial journey. All I knew was there was money and it had to be spent. Are you having issues saving? Do you feel like it’s a load of work putting some money down for the future? Well, I’ve got a couple of tips that can help you. Here are 4 bad money habits you need to quit this minute if you want to become more financially independent: Procrastination This is personal for me. I put off starting an investment plan for a later time. And I just kept pushing it farther. Not that I was super busy or anything, just plain laziness and a lack of self-discipline on my part.It wasn’t until I told myself the hard truth: that I can either continue pushing it later or just do it now and get organized. I realized that time was running out and that I had no clear financial goals. The Fix No one is coming to do it for you so you better get on with it. If you keep procrastinating, you’ll end up broke with lots of debts. Impulse Purchasing/Buying We’ve all been here. That urge to buy something. We give ourselves all the reasons why we need to have it. Impulse buying is all in the name. You see a bag and immediately want to buy it. You don’t even stop to consider the cost or whether you actually need it. You buy it before you stop to think whether you need it or can afford it. The Fix You need to first recognize this is a problem and keep track. Before you find yourself reaching for that candy or new pair of shoes, ask yourself if you have the resources and if you really need it. Don’t be in a rush; be certain you need it before you do. Not Budgeting A lot of people live on more than they make. If you don’t have a monthly budget, your money will disappear and you won’t know where it went.A budget allows you to see how much money you’re bringing in and where it’s all going. It enables you to make changes that help you save more money and avoid going into the red each month. Pro-tip It doesn’t have to be a big chore. It can start with only carrying a small amount of cash with you each day. You can also sign up with a money-saving app that automatically tracks your spending for you. Here’s an easy budget template for you. Love of Convenience Once a while, it’s okay to make a convenience purchase. These are purchases that are routine and take little thought when being bought. However, if you find yourself regularly making convenience purchases, it’ll cost you. Pro-tip You can start by cooking instead of buying fast food every day. Make a regular weekend event of preparing a dish that can be separated into freezer containers for future use. You can also stop getting that expensive breakfast on your way to work every morning and rather get up 5 minutes earlier to prepare something. I know waking up early might be hard for me so, I cook when I come home. At least I know lunch for the next day is sorted out. So, there you have it, 4 bad money habits that are keeping you from attaining financial independence. Which of them are you  guilty of?

“I LEFT THE USA TO PURSUE MY PASSION IN NIGERIA.” MEET UGOCHI NWOSU, FOUNDER OF RELIANCE CLINICS

Not everyone owns up to their purpose especially when it takes you from one continent to another. Ugochi left the United States to pursue purpose in Nigeria. Ugochi is the founder of Reliance Clinics. She’ll be sharing insights into her life as a medical practitioner, health tips, the numerous challenges she faced and how she was able to overcome them.  Who is Ugochi Nwosu? I was born in Nigeria and lived there until I was 7 before my family immigrated to the United States. That was where I did all my schooling. After my undergraduate degree, I did my residency training in the States also until I returned back to Nigeria in 2019. This kick-started my goal to start a business that provided quality private healthcare services.  What are you passionate about? Healthcare! I really want to live in a world where everyone has full access to adequate healthcare. In Nigeria, the rate at which people in their early 40s and 50s die is really alarming. All of these can be avoided.  I just want to help people live healthy and productive lives where they get to see their grandchildren and even great-grandchildren. Although this would be beautiful, it’s not easy. If people want to live till their late 80s, it starts from now. So, I want to keep educating people about this.  What ignited the spark to start Reliance Clinics? For me, the inclination to work in healthcare came since my undergraduate studies. I learnt about the possible challenges, the requirements and mapped out the areas to make an impact. It was important to be properly grounded in what I was planning to do to avoid making any silly mistakes. I also worked with a whole lot of NGOs to ensure I had a feel of what I was about getting myself into. I didn’t really plan to start a business for myself. The decision to do that came after I kept searching for an NGO to work with but couldn’t find any at that point. This made me start looking for other possible opportunities.  During my residency training, I met people who were interested in digital healthcare services and connected with them. They encourage me to just do what I need to do because no one makes actual change by talking and observing. It was great for me because I didn’t see myself as someone that could take up that level of responsibility upon myself. The plan had always been to work for someone who was already doing the things I needed to do. That’s basically how the business came alive.  How was the startup phase of your business? I’m not going to deny the fact that everything was new to me. Firstly, we had to scout for a suitable location, then we had to figure out a way to get supplies for the clinic and basically test these supplies yourself because everything had to be reliable 100%.  For funding, I met the founders of a health insurance company during my residency training so things sort of worked out for me in the sense that they needed a trusted clinic that they could send patients to so they kind of gave me the initial funding for the clinic.  What business challenges have you faced and how have those challenges shaped your mindset? One major challenge has been hiring and training staff. For those in healthcare, the quality of services offered has to be nothing but excellent. Most times, doctors, pharmacists, nurses etc expect some things to be done in some certain way based on what they’ve seen before or something which might not necessarily be the right thing.  When you tell this category of people that there’s a standard that should be met and we’re not going to overlook that standard just because we’re operating in Nigeria, it turns into a situation where it feels like you’re telling them that they’re not properly trained or something so that was a major challenge for me.  Another challenge we had, in the beginning, was dealing with patients and staff who were used to things being done in certain ways and then we do them in totally different ways. For instance, most patients that come to our clinic are used to being given so many drugs even for not so serious cases. When we give them just 1-2 drugs, they feel like we’re not treating them the right way or we don’t really care about their wellbeing which is why we’re given them little amounts of drugs and that’s not the situation at all.  What have you learned so far from running this business? When it comes to hiring, you have to ensure that those people actually have the skills they claim to possess. It’s mandatory that you do. I’ve learnt over time that you have to be very intentional when deciding who to bring on board, how to evaluate their skills and how to train them so that from day 1, they can actually deliver.    Ugochi is a participant in the High Growth Coaching Program 2020. Catch up on her business journey on Instagram, Facebook and Twitter.

Want to map out your own career path? Here’s how!

[adrotate banner=”4″] Think about a career as a personal journey. How person ‘A’ makes it work, is never the same as how person ‘B’ makes it work. In an industry with hundreds of skilled talent coupled with the rapidly evolving times, how can you craft your own path and remain relevant? Now more than ever, is the time to be intentional about what you bring to the table; what makes you unforgettable? Case in point- the career journey of popular Nigerian Media Personality, Toke Makinwa – she went from making the big move from banking to being the media star we know today.  The key to her progress has been owning her unique career journey. How do you map out a career path tailored just for you? The three P’s for writing your script are Purpose, Place, and Plan!   No purpose means no perspective! The secret to a knock-out career is a personal vision. What is your ‘why’ and how can the world benefit from this? Quickly identifying this helps you to know right where you fit in. Think about it this way: without ‘you’ there is no career. So, authenticity is required to create or find the right opportunities for you. This is what will enable you to be successful irrespective of the dynamism of your sector. So, what if machines took over your sector, how would you evolve to stand the test of times? The answer is ‘you’. I have always envisioned a world with more women who are relevant and living their authentic lives. This is my personal vision and it translates to the kind of career choices I have made. Through my various roles as writer, administrator and civil leader, my purpose has not changed. Knowing your place means there is a vacuum just for you What are you able to bring to the table? Remember it is all about you, and how you can make everything work in your favour. What has kept Ms. Tyra Banks relevant until now, is mapping out a career path that only she can execute. What is your place in the industry you are in? Where can you work or not work? The path becomes even narrower. It takes consistency to find a niche or establish a track record, but when you can identify what exactly it is you bring to the table as well as where you can function in terms of delivering your personal vision? That’s when you know you are off to a great start. In my case, after identifying how I could add value to the female audience, I developed my niche as a columnist on a lifestyle blog for women. I created a column for aspirational women; for daily motivation and personal development. This was how I started out, which in turn enabled me to learn a lot about myself, and evolve. I have built my career on this foundation. Draw up a plan for you or go home when their plan changes I mentioned Tyra Banks earlier. Actually, Tyra was forced to make sustainable career plans when her industry rejected her. If she took the list of designers who said they couldn’t book her anymore and admitted that she was done, she wouldn’t be who she is today. Instead, she rewrote her narrative by creating opportunities for herself. Having found a purpose and a place, then there has to be a great plan to keep you relevant. Like a custom-made strategy just for you. In formulating a plan, ask yourself the following questions: What is the right network for me? Where is the right environment? How can I gain more confidence and experience? What is crucial to remaining relevant? In answering these questions, you will be able to craft a career strategy for yourself. To wrap this up… I have been able to identify opportunities that re-enforce my competencies, which in turn have helped me evolve in my career. This consistency has helped me to learn more about myself, and envision where I would like to be in years to come. I first started out as a content creator for women, but I have evolved to channel my passion of empowering women, into development work and not just media. As a key-employee in an organization for women, I have first-hand experience in helping women stay relevant.  If you are hoping for a Toke Makinwa or Tyra Banks type of evolution, then you need to put yourself at the centre of your career. Not the money, or being on fleek, or the people you are rolling with. Think hard to make the right decisions. Long-standing personal brands are birthed from consistency. How have you mapped your career path? Let us know more about you and your story here.

Struggling with your New Year resolutions? Try this instead.

If someone bet you $5 for every month you keep your resolution this year, the odds are that you’ll lose start losing money by mid-February. If you are already struggling to keep up with your New Year resolutions, you are not alone. Why most of us suck at keeping resolutions Studies have shown that New Year’s resolutions have a failure rate of 80%. One reason why we struggle to keep our New Year resolutions is that we see resolutions as short-term goals. So the second we fail to keep them, we throw in the towel. It’s simply not sustainable for most of us to stay committed to a big goal for a year without losing steam. That’s why it makes sense for organizations to plan out the year in quarters. Milestones make it easier to accomplish big goals. Make mantras. Not resolutions. In the first episode of the new video series, SLA Tips, co-founder Yasmin Belo-Osagie makes a case for starting the new year off with mantras over resolutions. High achievers like Melinda Gates also opt for mantras over resolutions. Whether your mantras are 1-word, quotes or phrases, you are more likely to achieve success with them compared to resolutions. What mantras will you make to help you #SLAY2020? Looking to network and get personalized tips for your career or business from experts? Join the Motherland Mogul Insider program now.

3 Reasons why you are an impulsive spender and what to do about it: Lydia Chinery – Hesse

This September, we’re out here on these streets trynna secure the bag. If you’re an impulsive spender, this one is for you. As a financial advisor working with Holborn Assets, Lydia Chinery-Hesse has helped clients put measures in place to control their spending while increasing their savings and growing their wealth. She has been working with various nationalities to help them plan their financial future by giving them transparent, objective and honest advice. Lydia helps them visualize their personal (and business) goals and structure a plan towards achieving them. Earlier this year, she created a Facebook group called Love Yourself Financially, a community of global women who are dedicated to being the boss of their finances. Their goal is to be financially secure and free – which has a different meaning to each member. The Scenario You’ve just finished a successful meeting and decide to take a short walk through the mall, for some window shopping. Before you know it, you’ve spent money shopping for more clothes you don’t need! It’s 4:15 pm and you’re absolutely famished. While you could wait another hour to get home and eat some leftovers from last night’s home-cooked supper, you decide to order food that would cost the same amount as your groceries for the week. Even if you haven’t found yourself in one of these situations before, you’ve definitely spent money impulsively in one way or another. Why is this? Why are we so impulsive? More importantly… What can we do about it? Here are the three main reasons for being an impulsive spender, and a few ways you can improve your spending habits. 1. You’re using a credit card Studies show that when we pay using our credit card, we’re more likely to spend money. With a credit card, your thinking will be more along the lines of “out of sight, out of mind”, as you don’t see the money ‘leaving’ your wallet. Conversely, when we spend with cash, it hurts a little, and you tend to think twice before spending it. What should you do about it? • Until you get to a point where you have significantly improved your discipline in this area, ditch the credit card. • Ditching the card means spending cash only. • Withdraw your cash allocation for the week, and carry only what you need on a daily basis. 2. Because money should be spent If you’re able to spend money impulsively, consider yourself fortunate to have the money to do so. That being said, just because you can, doesn’t mean you should. As an impulsive spender, It’s likely you’re not tracking your expenses by writing them down or through an app. If you did, you’d be less likely to spend mindlessly as you’d always be aware of what you’re spending on and how much you’re spending.  What should you do about it? • Before you’re about to buy something, you want, pause. Wait a day, a week, a month or longer to determine if you really need it. Chances are you don’t. • Track your expenses, create a budget and live by it. • Get an accountability buddy. When you’re itching to spend, call a friend you trust who will talk to you straight. • Meal prep. Don’t give yourself an excuse to buy a meal.  • Try no-spend days a few times per month. In addition to all of these, it’s worth considering…what else could you be doing with that money? This brings me to my last point: 3. You are not thinking long-term Living for today will most likely mean scrambling or struggling in the future. Perhaps it would be wiser to live according to this African Proverb, “For tomorrow belongs to the people who prepare for it today”.  What should you do about it?  • Set your savings goal and reward yourself for achieving them (without spending money – be creative!) • Save towards future plans. Put some money aside monthly towards that goal, whether it’s a vacation, car purchase, etc. • Be intentional about your long term goals. This begins by figuring out how much you’ll need to either live comfortably in retirement or to reach financial security (where passive income pays for your expenses). Once you have that figured out, work backward from there to determine how much you should be saving (and investing) in order to reach your target. It takes some self-reflection and being honest to admit that there are areas in which we need to be more disciplined in order for the impulsiveness to end.  How are you improving your spending habits this month? Click here to share your story with us.