She Leads Africa

Foodies Salone: Disrupting the Sierra Leonean hospitality industry

Foodies Salone is a Branding and Marketing Consultancy Firm founded by three young visionary women: Mariama Wurie, Aminata Wurie, and Onassis Kinte Walker. In this interview, Mariama shares her story and thoughts about her journey as an entrepreneur. How I turned my passion for food into a business When I moved back to Sierra Leone in 2016, I started working for a local and an international NGO at the same time. Since the NGO didn’t have an office, it was quite common to work from a café or restaurant to use the free Wi-Fi for the day. I spent a lot of time in my car driving between meetings and coffee shops. Every day, my colleagues and I would work in a different place: new restaurants, new hotels, new cafes, etc. Coming from Montreal where the food scene and customer service culture is amazing, I noticed this was not the case in Freetown. Everywhere I went, there was always a reason to complain to the manager, or ask to speak to the owner. Very quickly I realized that the same complaints were coming up wherever my partners and I went. We summarized that these problems were usually around product and service. In most restaurants, there was a lack of consistency in quality and menu variety – most restaurants served burgers, fries, pizza, pasta, shawarma. Most restaurants didn’t adjust their menus to focus on local ingredients. A lot of waiters were poorly paid and managers often did not invest in hospitality training. We thought solutions to these issues will help restaurants achieve variety and consistency. Services like menu consulting, branding and customer service are just what many Freetown restaurants needed. With Foodies Salone (Foodies), we decided to build something that would motivate establishments to step up their game and improve their standards. How we started Foodies Salone We tested out our business model through a lifestyle Instagram account. Our strategy was to highlight restaurants that were building Sierra Leone’s dining culture. Any featured restaurants had to be locally owned, pay fair wages and have good customer service. With Sierra Leone’s small economy, restaurants rely on a limited customer base to make a profit. Within months of running an Instagram account, Foodies Salone began to influence consumer behavior. Our social media test allowed us to establish ourselves as an authority in branding, marketing, staff training, online listing and advertising, and business development to the multiple restaurant owners who began to reach out to us to improve their product and service. Soon enough, demand became bigger than 3 of us could handle. With our business model tested and validated, we created our service package, registered our company, and opened a bank account. Lessons we’ve learned Educating the market At the beginning, restaurant owners did not understand what we were trying to do. We were talking about apps, websites, and social media, but they barely knew how to use Pinterest. We worked extremely hard to find simple ways to explain what we did and how it would help them. Factoring in knowledge and infrastructure gaps was not something we had initially considered. For startups looking to innovate in unstructured markets, this should be something to consider in your game plan. Be patient with your monetization plan As three young African women trying to run a business in our own country, we faced a lot of hostility. On top of that, my own friends were quite skeptical about what I was doing. The beginning was quite hard because I had no money. I was dead broke for the first nine months. Most people knew about the Foodies Salone Instagram page, but they did not understand how we planned to monetized the brand. They were constantly asking me: “do you even have a real job? How do you make money? How can you afford to travel?” When we started, we made a conscious decision not to touch the money we made and to re-invest all the profits into the business. I was living on my savings and nothing was coming in. It’s only when it became hard to put gas in the car to drive to a meeting that we started using part of the profits. Just stick with it. You’re broke? Yeah, it’s a start-up. It will get better. Advice for anyone looking to start a company? Solve a problem. Necessity is the mother of invention. If you are looking for inspiration on what kind of business to start, think about things that are lacking in your routine. Do NOT accept freebies. Some people will try to get you to work for free with gifts. Always assess the value of what you are given and the reasons why they are given before accepting. Stay professional. As a woman, people will be more critical of you. Make sure you keep everything professional. Stick to business. Looking to boost your business/career? Sign up for the Motherland Mogul Insider program here.

Relationships Like Buses: A Motherland Mogul’s Op-Ed

If we all look out for ourselves in life and business, why don’t we do the same with romantic relationships? Relationships are like buses – In a world where women are expected to wait to be chosen, this is my candid take on why women need to put themselves first in romantic situations. Better to be alone than with someone Emotionally Unavailable. The first time I heard the phrase ‘emotionally unavailable’ was in my junior year of college. I met this boy during an internship and the moments leading up to us talking to each other were electric. Whenever he spoke, I felt every muscle in my body twitch and felt like I was walking on air. This boy was good looking, driven, but short. He captivated me in a way that I hadn’t been before especially with how he looked at me. He called me regal. Of course, I should know that I was, but my naïve mind sought this kind of validation. Although we claimed to really like each other, there were no labels. He said he didn’t believe in labels. “What does that do for anyone? You know I like you and you obviously like me beyond a reasonable doubt. Why do we need to prove this to anyone?”, he said. The problem was that I wanted more. I finally hit my breaking point and asked for more. He replied, “I’m emotionally unavailable”. If you ever hear this phrase, run! You need to love yourself enough to be alone rather than tag along with someone who explicitly tells you they don’t want you. You’ll be wasting significant time trying to get their attention and it will end in hot tears. Please, get a hobby instead.  Know what you want and when to walk. The first time I heard ‘no labels’ was in my first almost relationship – a situationship that never sailed – thank goodness. The whole experience always felt uncomfortable because he never matched my energy. “But I told you where I stand already” is a very unique slap in the face I don’t wish on my worst enemy. The fact is love is not by force. No matter how much you love a person, you cannot force them to love you. ‘No labels‘ is a tricky trap because you can convince yourself it’s what you want. If you put your own interests first, you are able to objectively evaluate what you want out of any situation. If you are on the same page in a ‘no labels‘ situation, giddy-up. Just make sure that you’re ready to get off that ship when you need to. Love = Time = Money. Don’t waste it. If your first reaction to the phrase hopelessly devoted is – ‘that could never be me‘ – think again. Waiting around is not just for single people. You could very much be in a hopelessly devoted relationship. Boys are not bats and men are not from Mars – no one is. If you are waiting for someone to realize they are blind to treating you right, stop it! If other people are assessing whether you’re worthy of their love or friendship, so should you. You wouldn’t walk into a business deal without vetting your prospective partner. If you are this thorough in business, why not in love? Don’t make excuses to explain why the situation works for you when in reality it doesn’t. Choose yourself and guard your treasure chest. Love is time and time is money. If you have to Google it – ? Never have I ever – googled “what does it mean when someone says…”  Here is a list of 5 things you need to google instead – Books every professional should read Blockchain Technology Exchange-Traded Funds (ETFs) Small steps to take to improve my health Strategies to grow my career We’re all headed somewhere, and we usually find people along the way who become a part of our journey. If you hitch a ride with someone that isn’t headed in the same direction, do you go to their destination and hope that someday they will be headed to yours? It’s the same with relationships. If we all think of all our relationships like they were buses, we would be more mindful of who we give our time, as well as their contribution to helping us become the people we want to be.

Motherland Mogul Feature: Siyamthanda Makhwabe

According to a World Bank article published in November 2018 on women entrepreneurs and the future of Africa, enterprises owned by male entrepreneurs have more capital than women-owned enterprises. This month, we shine the spotlight on a fierce lady who has bootstrapped her way into starting not just one – but two – businesses while holding down a full-time job. Siyamthanda Makhwabe is a professional town planner, a wife and mother, owner of Kuhle Bags and Accessories and a town planning consulting business. Fellow Motherland Mogul, Zimkhitha met with Siyamthanda to talk about juggling work, business, a kid, and a briefcase. The Many Hustles of Siyamthanda Makhwabe Determined to gain financial freedom, Makhwabe took the leap in 2019 to start two businesses while keeping her job as a town planner. Leveraging her background in Town Planning and Housing, Makhwabe started a consulting business catering to SMEs and startups. Using the power of her network as a launchpad, she has run this venture in the past year purely by word-of-mouth and industry referrals. In October 2019, Makhwabe diversified her business portfolio to include a fashion business named after her daughter, Kuhle. Here she offers affordable bags and accessories to South Africans online via social media. She coverts a lot of customers via WhatsApp and uses Instagram to advertise what’s in stock, which markets she will be visiting and pop up stalls. Entrepreneurship: A seat at the table As a STEM woman working in a male-dominated space, Siyamthanda has not always found it welcoming. She explains that this dismissal boils down to the most basic things. For instance, in meetings, men are more readily acknowledged and engaged than women. “When you sit at that table, it can be very easy to feel invisible and like a fraud, hence many women rather take the back seat”, she says, talking about the dreaded imposter syndrome that creeps in even when you know you have both the qualification(s) and relevant experience to be seated at the proverbial table. With her ventures, Makhwabe has found autonomy and confidence in being a decision-maker and leader. This remains a key motivator for her in moving her business forward. Siyamthanda’s Top Tips for every Hustler Here are Siyamthanda’s top tips for female entrepreneurs on the building – not only a sustainable – but profitable business, from the ground up: 1. Before you throw money at it – innovate There is a temptation to think that money will solve your problems. As an entrepreneur, it’s important to learn how to be scrappy. Think on your feet, look at the competition and see how you can offer more value to your customer base. 2. Stay learning and find mentors As you grow your business, you will find out there is a lot you don’t know. It is necessary to stay curious, take short courses and prioritize soft skills. A mentor also gives you an edge in the game. Having someone who’s been there in your corner is invaluable. It’ll save you money, time and headache. 3. Never stop networking You don’t know what you don’t know until you know. Reach out to those in your market and those outside to get inspiration and to see what is out there. This will help expand your mind into untapped segments. Zimkhitha‘s Notes: My interview with Siyamthanda was eye-opening. I think it is important to emphasize how necessary it is for female entrepreneurs to be more transparent about their experiences. The hustle does not always look glamorous and that’s okay. To all you Motherland Moguls out there, keep on SLAying and exuding your #BlackGirlMagic! Ready to take your business to the next level? Join the Motherland Mogul Insider program.

Molped Feature on Yasmin Belo-Osagie: Co-Founder, She Leads Africa

Molped sanitary pad is a product from Hayat Kimya Limited (manufacturers of Molfix diapers), and is a skin-friendly, ultra-soft, sanitary pad range, designed to make young girls feel as comfortable, soft, and secure as they feel beside their best friends. Molped’s breathable layer keeps young women fresh, and it’s skin-friendly, cottony soft layer does not cause irritation. Molped sanitary pad is every girl’s best friend, helping them be more confident, and supporting them through their periods. Molped has partnered with She Leads Africa to highlight the beauty and importance of valuable female connections. About Yasmin Belo-Osagie Yasmin Belo-Osagie is a co-founder of She Leads Africa and is one of the board of directors at FSDH Asset Management. She graduated Cum Laude from Princeton University with a bachelors degree in History and with a minor in Finance. Thereafter, she completed a culinary course at the renowned Le Cordon Bleu Paris, before getting her Masters in Business Administration from Stanford and JD from Harvard Law. Her career started as a business analyst at the prestigious Mckinsey & company, where she worked for two years on finance and consumer goods, in Nigeria, Togo, Ghana, Switzerland and Kenya. She then founded She Leads Africa in 2015 with Afua Osei and serves as the chief operating officer (coo). In 2018, she joined FSDH Asset Management as a director. You can connect with Yasmin on LinkedIn and Instagram. What does friendship mean to you? To me, friendship is really about support and what I would call co-upliftment. It’s having a group of people who are there for each other and think about ways to make themselves better. I also love to laugh, so I especially like being around people who are funny and make me laugh. When I talk about co-upliftment, I am not saying we have to text each other every single day. However, I find myself inspired and uplifted by my friends, just by observing the way they live their lives, and handle their careers, it drives me to want to succeed as well.  Can you tell us of a time when any of your girlfriends connected you with a career or business opportunity? So this happens to me all the time. I find that my friends are constantly helping me out when I find myself in tight situations. I have an example from when I was doing some work for a client and I had made a mistake and was now running out of time. One of my friends came through and connected me with her husband who worked with us and helped me save the situation. Last year, I was trying to contact the singer Kandi Burruss for an event I was planning and a friend of mine connected me with her manager. Even beyond work, it’s the other million little things my friends do for me. With all that’s going on with me at work, I also needed to shop for my wedding dress. A friend of mine, knowing that I won’t be able to make the appointments, went and made them for me. Not only that, she took the time out of her workday and went with me to all my dress appointments. Is there a time when your friend(s) helped you through a difficult situation in your career? My time at graduate school was particularly difficult, because between lectures all day, working with my team at She Leads Africa and the time zone differences, I just had so much to do. There were definitely days when I was overwhelmed and just stayed in my room crying and questioning myself.  During this time, my friends were a big source of encouragement to me regardless of the time I called them. They were particularly helpful, always checking in with me, reassuring me and allowing me just to complain whenever I wanted to. How many women do you have in your power circle, and why did you choose them? I would say I have a small circle of like 3 or 4 women including my sister and my cousin, and a slightly larger one of like 5 or 7 other people I have connected with, due to my relationship with my core circle.  In choosing my friends, I really look for people with whom I share similar values. So one such instance is that I take my career very seriously, and so I look for people who take their careers very seriously as well. The women in my circle, have gone to some of the best schools, are at the top of their careers and work in the best companies. So when we are together, there are always conversations about our careers and what our next professional and financial moves are. Another thing I look out for is people who make me laugh. I love to laugh and I don’t take myself too seriously, so that’s something I really look for in my friends as well. I like to spend time with people who also love to laugh and don’t take themselves too seriously. I also like people who have some amazing character traits. So in choosing my friends, I like people who are kind, honest, have integrity and are thoughtful as well. Lastly, look I love having fun so most of my friends are people who love having fun as well. I believe that life is to be enjoyed, and when we go out, it should be lit. So I definitely like people who also like to enjoy life and have a good time. Basically, we work hard and play hard too. There’s a saying about how you’re the average of 5 people you interact with, and it’s so true in my case because if you look at my friends, you’ll better understand the kind of person I am. How do you think young women can network with other women to achieve career success? For networking, I believe in networking based on shared interests. So a book lover for example,

BREAKUPS AT WORK: MANAGE YOUR EMOTIONS AND STAY EFFECTIVE

Ever had to go to work after being dumped or signing your divorce papers. It sucks! You have no time to be in your feelings or listen to songs that help you cry because you still have to do your job. The worst part is that the world carries on as if your heart hasn’t just been broken! Since you can’t use up your sick days to nurse your broken heart, how do you resume work and stay focused? I’m Nike Folagbade, a life coach and therapist who has helped many broken hearts mend and even survived my own heartbreak. Here are some tips you can use to heal and not lose your job after a breakup: Don’t deny your pain This is the first place to start. Don’t try to drink, eat or curse away your pain. Accept that it has happened but you will get through it. This will help you to process the experience better. It is okay to cry, so hold a lot of tissue and excuse yourself to have private grieving moments. Change your perception This is not the time to wallow in past mistakes. Don’t dwell on blaming yourself or your ex. Focus on having a healthy outlook. If your ex is at fault, accept that you can’t change them. If you bear some of the responsibility, focus on forgiving yourself and moving on. Take your lessons and focus on building stronger relationships in the future. Stay in a circle of positive and funny people When you are in the office, pay attention to other colleagues who make you smile and help you forget your break up. Spend some time with them during your break time and laugh away your pain by getting involved. Find someone you feel safe with to talk to Silence never helped anyone. When you need to let things out, speak to a mature friend around you or over the phone. You can also connect quickly with a therapist online, prioritising your mental health is self love. If you are not ready to talk about it, let your manager know you are going through something personal. Watch something funny between your breaks It’s very tempting to immerse yourself in sadness after a breakup. However, continued misery will not give you the energy you need to be effective at work. Higher dopamine levels have been associated with happiness. Spend a few minutes in the office watching a funny skit on your phone. Laughing helps increase your dopamine levels which will boost your mood and energy for work Write down your thoughts Whether you keep a journal, use a notepad or app on your phone, write down your thoughts. Having an outlet for your emotions is an important part of healing that will help you quickly deal and keep you focused on reaching your goals. Ultimately, you have to believe that there’s a better future, give yourself some time to heal gradually. While you might feel that the hurt will last forever, it won’t. Focus on building a future that is brighter, get some rest and engage in activities that make you feel alive again.

STEM WOMEN: 5 Reasons To Be Proud according to Black Panther

We need more STEM Women in Africa. In 2018, Black Panther solidified its place in pop culture as one of the greatest movies of all time. In addition to highlighting #blackexcellence, the movie also normalizes African women’s place in STEM. This representation in popular culture is especially important considering WEF reports a 47% global gender gap in STEM. If you are an African STEM woman, here are 5 reasons you should be proud of according to Black Panther. 1. You are Ingenious Wakanda is nothing without its Vibranium, and no one knows how to leverage this special resource better that Shuri – the Black Panther’s sister. Throughout the movie, we can see how Shuri’s inventions have helped the Wakanda’s advancement in technology. From Blank Panther’s nanotechnology suit to the sound-absorbing sneakers, Shuri’s inventions solved a lot of problems for both Wakanda and her brother. Shuri should remind you of why you are a STEM Woman – to create, invent, innovate and deliver life-transforming solutions to the world. The next solution the world needs is in you! 2. You are Important While the movie is not called “The STEM Women of Wakanda” (Marvel, we wouldn’t mind a spin-off), if you take away Shuri’s inventions, the Black Panther would be a very different film. As a STEM professional, you may never get billboard-sized recognition you deserve, but that doesn’t make your work any less important. Your solutions behind the great things your organization speaks volumes about how valuable you are. 3. You are Emotionally Strong For those of us, especially in engineering, we see ourselves in positions to exercise physical strength but how about emotionally? Angela Bassett was the perfect actor for the mother of our superhero. Queen Ramonda was an embodiment of strength! Sometimes, we see our products or solutions come to life only to die a few months or years later. Many times, we even see our ideas die before they see the light of day. No matter the odds, we are wired to stay strong and not give up. 4. You Know Your Stuff Shuri, the STEM Gem of Wakanda, knew her stuff. She could explain anything to you and knew the workings behind everything powered by Vibranium. You could never catch her off guard. Women continuously have to prove themselves in every professional field. It’s a much tougher battle in male-dominated STEM fields. As a But for you, you prove this wrong every day you step into the office and do what you do. As a STEM woman, you prove your worth every day by dazzling all with the depth of knowledge you have. Take pride in your investments to improve yourself every day! 5. You are Multi-Talented Not only was Shuri a tech guru, she was also a warrior. She did not opt to stick to her lab but got involved in what made her work valuable. As an African STEM woman, you have a unique perspective the world needs. You have been blessed to do so much, you should never feel streamlined to stereotyped functions. You can always step into new vacant shoes and know what to do – because you can! Are you a #STEMWoman? Share this post and tell us what you are most proud of accomplishing. Contributing Editor: Judith Abani

How to resign and run your business full time

Congratulations! You’ve decided to make a full-time commitment to your business. Before you give your notice and burn bridges your work enemies, remember that your network and relationships are especially important to you as an entrepreneur who is just starting out. Leave smart. Testing the waters—To resign or not to resign? If you are going to be a full-time entrepreneur, you have to make sure you’re financially and legally in the clear The golden rule before quitting your job is to make sure you have 3-6 months worth of your fixed-income saved up before leaving. If your finances are not in check, you should reconsider resigning. It is not unusual to start your own business journey while being employed. If you want to keep your “day job” while starting a business, please ensure you’re not violating your employment contract. If in doubt, seek legal counsel and/or inform your current employer about your new venture.  Employers and courts take contractual agreements seriously, so do not call your employer’s bluff. For example, there was a case in Nigeria where an employee entered into a service contract where he was not to engage in a business similar to the employer’s business within a certain geographical area for one year. Less than 3 weeks after he started work, he breached the contract by resigning and joining a rival company in the same area. The Nigerian Supreme Court held that contracts that prevent employees from engaging in a similar business as the employer are enforceable as long as the contracts are “reasonable with reference to the interest of the parties concerned and of the public” (Leventis Motors Ltd. v. Andreas Koumoulis (1973) 1 All NLR (Part 2) 144 at 146). Diving in – Your resignation Before you resign, review all your employment contracts, if applicable. The contract usually details the resignation procedure, how your resignation must be presented, and the necessary resignation notice period – 2 weeks, 1 month, etc. It is important that you follow the rules sis! You do not want to expose yourself to unnecessary legal liability by ignoring those words in black and white.   Secondly, check if you signed a non-compete agreement with your current employer. Will your new venture involve the use of your employer’s proprietary information? If you did sign one, make sure that the scope of your new venture does not fall within the scope of services your employer offers, and that your new venture will not apply your employer’s proprietary information. Finally, are you planning to start the new venture with a coworker? Ensure that you and your co-worker’s departure will not result in a breach of your contract or your employer’s policies. Also, ensure that your potential business partner is not subject to any non-compete agreements and will not be using any proprietary information in the new venture.  Keep your start-up team in legal tip-top shape. It is important to dedicate time to thinking through your resignation. There is no point in rushing to the finish line without laying the right foundation. Got a question? Send a message or voice note to +2349078653509 on Whatsapp anywhere in Africa for our new video advice series – #AskASis. Contributing Editor: Diana Odero

Africa should set its sights on feeding the world – Sola David-Borha, CEO Standard Bank Group (Africa)

Sola David-Borha is the Chief Executive of Africa Regions at Standard Bank. In this article, she shares her insights on opportunities in the Agriculture industry. Motherland Moguls, you don’t want to miss out on this one. Africa needs to make more food With the world population expected to swell by 2 billion people over the next three decades, Africa has an opportunity to step up and become a major global food production hub. For the time being, Africa remains a net importer of food, despite its vast tracts of underutilized land and other enviable natural resources. Its reliance on food imports weighs on the continent’s current account and spells a missed economic opportunity. The agricultural sector is possibly the continent’s biggest growth lever, with a sizeable potential for much-needed job creation. This is especially poignant considering that Africa is estimated to hold about 60% of the world’s uncultivated arable land. Of the land that is cultivated, yields remain extremely low and irrigation techniques dated. Agribusiness is the next big hustle The adoption of modern and innovative farming practices could spur a step-change in the output of existing and new farmlands. The Netherlands, a country that is roughly 3.4% the size of South Africa by land area, provides a good example – being the world’s second-largest exporter of food by value, despite its size, thanks to high yields. Meanwhile, Brazil shows that it is possible for an emerging market to shift from a net importer of food to a net exporter. The South American country did so through trade liberalization and investments in agricultural research, among other initiatives. To shift the industry onto a new trajectory, a combined effort between policymakers, financial services firms and the industry itself will be needed. What you should be thinking about Financial services should consider how they can facilitate the sector’s growth by providing sustainable finance solutions across the agriculture value chain. Investments in areas such as logistics, renewable energy, warehousing, and other storage facilities, agro-processing plants, and irrigation technologies will be crucial, as will public investments in road and rail infrastructure as well as ports. Access to markets is also an important focus area, and measures to tackle this issue will boost the entire agricultural value chain. Policymakers can play their part by creating an enabling investment environment, as countries such as Kenya have done. To align policies across the continent, governments should consider existing frameworks. Regulations should be aimed at striking a balance between economic growth and safeguarding Africa’s natural environment. Encouragingly, the imminent implementation of the African Continental Free Trade Agreement (AfCFTA) will lower tariffs and promote intra-African trade in agriculture, making the continent less reliant on food imports from other regions. And through cross-border initiatives, Africa could strengthen its food export prospects. Standard Bank is funding African Agribusinesses African states and farming groups would also do well to adopt ‘smart farming’ concepts. Standard Bank, for instance, in partnership with technology companies, has piloted projects that use drones to monitor the health of crops, and digital technologies to monitor and regulate soil moisture in order to save water by avoiding unnecessary irrigation. Standard Bank is also working with development finance institutions and export agencies to develop sustainable finance solutions specifically for the sector. We are funding projects that allow small-scale farmers to transform themselves into contractors that supply commercial farmers. An opportunity for African Women Climate change poses a serious risk to Africa’s food security – and the world’s. The effects are already being felt – Tropical Cyclone Idai caused unprecedented damage in Mozambique, Zimbabwe, and Malawi less than a year ago, while catastrophic droughts and flooding have affected South Africa and East Africa, among other regions. Currently, the devastating locust invasion in East Africa – Ethiopia, Kenya, and Somalia specifically – is threatening food security in the region. Considering that agriculture already accounts for a large portion of Africa’s GDP, the impact of climate change on the economy can be severe. Another risk is that the expansion of Africa’s agricultural sector will place more strain on the continent’s water resources, which need to be carefully managed. The adoption of advanced irrigation techniques is a good start. Standard Bank recently partnered with the United Nations (UN) Women on a project aimed at developing climate-smart farming techniques amongst rural women. The initiative is being rolled out in Uganda, South Africa, Malawi, and Nigeria. While the sector’s future is not without its risks, it may well be Africa’s biggest opportunity in the coming decades. Being a major contributor to GDP and employment, the agribusiness sector is the continent’s most effective lever for achieving inclusive growth. About Standard Bank Group Standard Bank Group is the largest African bank by assets with a unique footprint across 20 African countries. Headquartered in Johannesburg, South Africa, we are listed on the Johannesburg Stock Exchange, with share code SBK, and the Namibian Stock Exchange, share code SNB.   Standard Bank has a 156-year history in South Africa and started building a franchise outside southern Africa in the early 1990s.  Our strategic position, which enables us to connect Africa to other select emerging markets as well as pools of capital in developed markets, and our balanced portfolio of businesses, provide significant opportunities for growth.   The group has over 53 000 employees, approximately 1 200 branches and over 9 000 ATMs on the African continent, which enable it to deliver a complete range of services across personal and business banking, corporate and investment banking and wealth management.   Headline earnings for 2018 were R27.9 billion (about USD2.1 billion) and total assets were R2.1 trillion (about USD148 billion). Standard Bank’s market capitalisation at 31 December 2018 was R289 billion (USD20 billion).  The group’s largest shareholder is the Industrial and Commercial Bank of China (ICBC), the world’s largest bank, with a 20,1% shareholding. In addition, Standard Bank Group and ICBC share a strategic partnership that facilitates trade and deal flow between Africa, China and select emerging markets.  For further information, go to http://www.standardbank.com   SPONSORED POST.

MUST-READ: 5 THINGS YOU SHOULD STOP NOW FOR YOUR SANITY

We’re not halfway into the year yet and it seems like the world has gone insane. Between the locust invasion in East Africa, Coronavirus spreading rapidly across the world and climate change, it’s easy to be anxious and stressed. If you are looking to reduce stress, here are a few things you should consider letting go of for your own sanity. GET THE NEWS YOU NEED TO KNOW SENT TO YOUR INBOX 1. Dwelling on the past Moving on can be difficult, especially if you are holding on to something that cuts deep down. However, holding on to hurt will not help you heal or change the past. It’s better to focus on what you can change – yourself. Your past doesn’t define you. Treat your mistakes are lessons and use them to grow. How do you move on? Accept that whatever happened can’t be changed, forgive yourself and others and grow from the experience. 2. Social media comparison It’s not a myth that social media can affect your mental health. In a world of curated perfection, it’s easy to constantly feel anxious. Be thankful for how far you’ve gone and work to ensure that many doors of opportunities open for me. 3. Over-Scheduling If you are taking on so much that you feel like you are stretching yourself beyond your limits, you might be suffering from ‘yes’ syndrome. Constantly saying “yes” without thinking or checking whether things fit with your goals is unhealthy. It’ll leave you constantly busy with little productivity. To break this habit, focus on your priorities. To check yourself, here are a few questions to ask yourself before you say yes: Will it stop me from having time for me? Am I saying “yes” because I feel bad or guilty? Will saying “yes” delay me or lead me closer to my goals? Am I automatically saying “yes” without thinking about it? Will saying “yes” stop me from relaxing, having fun and spending quality time with family and friends? 4. Not auditing my circle While forming relationships is important, you need to manage your inner circle personally and professionally. For instance, if you have close friends who don’t support and push you to become the best version of yourself, it’s time to take a look and ask – “Who am I associating myself with?” Whether you are networking up, down or sideways, always focus on maintaining relationships that build you up. 5. Not practicing self-care Even computers need sleep. Even the most effective systems in the world need a rest period. The human body works the same way. When you push your body to its limits without getting rest, there are very serious health consequences – I’ve been there. If you are running a chaotic schedule, integrate breaks into your schedule, book regular checkups with your doctor to hold yourself accountable, and make time to do the things you enjoy. Join a class of ambitious women who are networking and learning how to grow their careers. Sign up for the Motherland Mogul Insider program.