Catherine Lesetedi: Botswana’s Boss Woman
Catherine Lesetedi is a graduate of Statistics from the University of Botswana. She has built a career in the insurance industry since she joined it in 1992. Currently, Catherine is the Group Chief Executive Officer of Botswana Insurance Holdings Limited (BIHL). She has built her career from scratch, and over the years, she has been adamant that adopting a flexible style of leadership is beneficial for leading an organization and getting the best out of her team. Her career so far… Looking at Lesetedi’s career, nothing about her story and her leadership principles and philosophies are ‘textbook’. Her style of leadership is pliable and acrobatic. It lends itself to whatever situation she and her team are in. She’s extremely driven, open and open-minded, preferring to lead from behind, pushing her team forward, encouraging their gifts and honoring their intellect, allowing them to innovate, to grow and give to the business what she cannot. Catherine maximizes on their strengths and makes sure that wherever there are gaps, there are people who are passionate, willing and able to execute and fill them. Her journey there… There is nothing predictable about Catherine Lesetedi. Even her choice of Statistics as a field to study at the University of Botswana (UB) was a bit of a wild card, even for her. She describes it saying, “when we were making choices about what to study at varsity, we didn’t really know much about careers, to be honest with you, I didn’t know anything about Statistics until I got to the Department of Student Placement at the Ministry of Education.” “I was late; my father and I had run out of fuel. By the time we arrived, I was out of breath, and I had forgotten my initial course choices. My brother, who I really admired, had studied Public Administration and Political Science, and that’s what I wanted.” “They said that that weird combination didn’t exist, and told me that I was going to do Statistics and Demography.” “If you think something is difficult, it becomes really difficult. If you think you can do it, sometimes you even surprise yourself.”– Catherine Lesetedi, CEO, BIHL Group Her life experiences… She studied Statistics at the University of Botswana, and even though her journey into that field was incidental, once there, she made the best of her situation, excelled and gleaned many things that she took forward with her into the rest of her life. Certain experiences and her mindset set the stage for her early career and propelled her forward. According to her, “in terms of decision-making, logical thinking, the confidence, and aptitude to learn; the program grounded me.” “I may not use the formulas every day, but there are skills that I gained that I apply on a daily basis, even if I don’t recognize that ‘this is Statistics.” The mathematical element empowered her to be able to engage with budgets and numbers, and not shy away from that aspect of whichever job she did. Her philosophies for life… All of the disciplines in the world are interrelated, so having a good understanding of what is going on across the board is beneficial for one; especially if a young woman wants to build herself up and build her career. This is something she practices herself because, throughout the course of her career, she has gradually improved upon her leadership skills, attending leadership courses and taking on the responsibility of self-improvement. Doing this has encouraged her to take a deeper look at herself; what drives her and pushes her beyond her own limitations. This outlook has put her in good stead as a leader, as someone who encourages others, ensuring that they are able to get the best out of what they need to do. As a mentor, both personally and professionally, the story that she tells, theexample that she sets, is one of “show up and do your best.” Ms. Lesetedi is big on recognizing talent and putting it to good use within the BIHL Group. These are some of the elements that make her up as a woman, as a leader, and these are some of the things that she has imparted to her mentees. Botswana is one of Africa’s success stories, from one of Africa’s poorest countries to a vibrant, developed, middle-income African state. Sponsored post
3 Reasons why you are an impulsive spender and what to do about it: Lydia Chinery – Hesse
This September, we’re out here on these streets trynna secure the bag. If you’re an impulsive spender, this one is for you. As a financial advisor working with Holborn Assets, Lydia Chinery-Hesse has helped clients put measures in place to control their spending while increasing their savings and growing their wealth. She has been working with various nationalities to help them plan their financial future by giving them transparent, objective and honest advice. Lydia helps them visualize their personal (and business) goals and structure a plan towards achieving them. Earlier this year, she created a Facebook group called Love Yourself Financially, a community of global women who are dedicated to being the boss of their finances. Their goal is to be financially secure and free – which has a different meaning to each member. The Scenario You’ve just finished a successful meeting and decide to take a short walk through the mall, for some window shopping. Before you know it, you’ve spent money shopping for more clothes you don’t need! It’s 4:15 pm and you’re absolutely famished. While you could wait another hour to get home and eat some leftovers from last night’s home-cooked supper, you decide to order food that would cost the same amount as your groceries for the week. Even if you haven’t found yourself in one of these situations before, you’ve definitely spent money impulsively in one way or another. Why is this? Why are we so impulsive? More importantly… What can we do about it? Here are the three main reasons for being an impulsive spender, and a few ways you can improve your spending habits. 1. You’re using a credit card Studies show that when we pay using our credit card, we’re more likely to spend money. With a credit card, your thinking will be more along the lines of “out of sight, out of mind”, as you don’t see the money ‘leaving’ your wallet. Conversely, when we spend with cash, it hurts a little, and you tend to think twice before spending it. What should you do about it? • Until you get to a point where you have significantly improved your discipline in this area, ditch the credit card. • Ditching the card means spending cash only. • Withdraw your cash allocation for the week, and carry only what you need on a daily basis. 2. Because money should be spent If you’re able to spend money impulsively, consider yourself fortunate to have the money to do so. That being said, just because you can, doesn’t mean you should. As an impulsive spender, It’s likely you’re not tracking your expenses by writing them down or through an app. If you did, you’d be less likely to spend mindlessly as you’d always be aware of what you’re spending on and how much you’re spending. What should you do about it? • Before you’re about to buy something, you want, pause. Wait a day, a week, a month or longer to determine if you really need it. Chances are you don’t. • Track your expenses, create a budget and live by it. • Get an accountability buddy. When you’re itching to spend, call a friend you trust who will talk to you straight. • Meal prep. Don’t give yourself an excuse to buy a meal. • Try no-spend days a few times per month. In addition to all of these, it’s worth considering…what else could you be doing with that money? This brings me to my last point: 3. You are not thinking long-term Living for today will most likely mean scrambling or struggling in the future. Perhaps it would be wiser to live according to this African Proverb, “For tomorrow belongs to the people who prepare for it today”. What should you do about it? • Set your savings goal and reward yourself for achieving them (without spending money – be creative!) • Save towards future plans. Put some money aside monthly towards that goal, whether it’s a vacation, car purchase, etc. • Be intentional about your long term goals. This begins by figuring out how much you’ll need to either live comfortably in retirement or to reach financial security (where passive income pays for your expenses). Once you have that figured out, work backward from there to determine how much you should be saving (and investing) in order to reach your target. It takes some self-reflection and being honest to admit that there are areas in which we need to be more disciplined in order for the impulsiveness to end. How are you improving your spending habits this month? Click here to share your story with us.
FACEBOOK LIVE WITH JUDITH OWIGAR: HOW I BUILT MY BUSINESS TO DRIVE SOCIAL CHANGE (AUG 22)
What impact does your business have in your community? It’s no news that companies take Corporate Social Responsibility very seriously. It’s like a magic door that opens up more opportunities and this is why. The world is ever-changing and businesses are looking for more ways to connect with their customers. As a BOSS Lady, beyond making the $$$, you need to look at the bigger picture on how you can create a positive change in your community. Firstly, when your business is seen making an impact, it shows that you have an interest in social issues which will help raise your company profile, attract new customers and/or identify new opportunities. Ain’t that the goal? Remember, being socially responsible is good for the bottom line. If you want to learn how to create, craft and manage social change strategies, join us on Thursday, August 22nd, for a Facebook Live with Judith Owigar, founder of JuaKali Workforce, who’ll be dishing out tips to help your business aim for change. Some of the topics we’ll cover: How to discover what social issues are most relevant to you and your community. 5 different ways your business can create a positive social change while you make profit. Finding purpose and grit in social projects. Impact vs Sustainability. Facebook LIVE details: Date: Thursday, August 22nd, 2019 Time: 12PM Lagos // 1PM Joburg// 2PM Nairobi Watch Facebook Live with Judith: About Judith Judith Owigar is passionate about initiatives involving youth, women and all things technology. With a Masters in Applied Computing from the University of Nairobi, she’s the founder JuaKali Workforce, an online micro-jobs platform that connects young people to short term jobs in Kenya’s informal sector. In 2015, Judith shared a panel with President Barack Obama of the U. S. and President Uhuru Kenyatta of Kenya at the Global Entrepreneurship Summit. She is a 2015 East African Acumen Fellow and a 2014 international Focus fellow. She has been named as one of the Top 40 under 40 women by the Business Daily newspaper in Kenya and has been recognized with the Anita Borg Change Agent Award by the Anita Borg Institute for Women and Technology.
Introducing the Money Talks Series – addressing financial issues young African women face
She Leads Africa and FSDH Asset Management partner to bring you an 8 episode web series focused on common money issues young career and businesswomen face. Want to make serious money moves in 2019 and start taking steps to reach your financial goals? Whether you are getting married or are married, part of the bridal team, just started working, planning to pursue your master’s degree and more, the Money Talks series is here to help you! With each episode focused on different financial issues most Nigerian women face, the Money Talks series aims to help women reach their financial goals through various FSDH product offerings. The Money Talks series is brought to you by She Leads Africa in partnership with FSDH Asset Management and will be hosted by She Leads Africa’s Head of Content, Hilda Awomolo. Each episode will feature successful career and businesswomen, including our co-founder – Afua Osei, who’ll share their insights and provide tips on each topic. Watch the trailer here: https://youtu.be/vN-_bULPGiE Through this series, viewers will: Gain tangible advice on how to deal with various financial – related issues. Have access to 4 Quick Math guides to help make money moves at the end of each episode. Participate in a LIVE chat during the premiere of each episode on She Leads Africa’s YouTube channel. Be provided with an opportunity to discuss topics in a Twitter chat every Tuesday on She Leads Africa’s Twitter page. The episode guide is as follows: Episode 1 – Who gets your first salary? You or your parents? Episode 2 – Are you a bad person if you don’t buy Aso-Ebi? Episode 3 – Should you have a separate investment/bank account from your husband? Episode 4 – What’s the actual cost of having a baby? Episode 5 – How do people fund their master’s degrees? Episode 6 – How do you react to friends and family who borrow from you? Episode 7 – Do your friends help you spend or save your money? Episode 8 – Does your spending personality match your account balance? The first episode will be released on Thursday, 28th February 2019 at 6pm WAT on the She Leads Africa YouTube and Facebook pages. Brand new episodes will go live every Thursday at 6pm WAT from 6th March on both platforms. More about FSDH Asset Management FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm. FSDH AM is versatile in financial transactions and investment strategies that meet the need of investors in an emerging economy like Nigeria. They recognize that today’s investors need the services of dedicated and expert professionals to provide them with intelligent investment counsel. Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.
WEBINAR WITH FBNQUEST TRUSTEES: DISCOVER THE POWER OF ESTATE PLANNING (DEC 5)
Wealthy or nah, we all have an estate and it’s important to have a plan for it. Without a solid estate plan, your friends and relatives can spend a lifetime scrambling over your assets – we wouldn’t want that to happen would we? While you’ve worked super hard to build a secure and comfy lifestyle or are still working towards it, it’s time to protect those assets with a proper estate plan. Tune in on Wednesday, December 5th, 2018 for a LIVE webinar with certified Estate Practitioner – Mofoluke Keshinro, in partnership with FBNQuest Trustees. [bctt tweet=”Discover the power of estate planning with @fbnquest & @sheleadsafrica during a LIVE a webinar on Dec 5th at 2 pm WAT! Reg here: bit.ly/fbnquestEP” via=”no”] Some of the topics we’ll cover Why you need Estate Planning Keeping your wealth within the family Planning for your loved ones 10 Common Estate-Planning Mistakes Women Make Register below to access this opportunity and submit questions that you would like Mofoluke to answer. Webinar Details: Date: Wednesday, December 5th 2018 Time: 2pm Lagos // 3pm Joburg // 4pm Nairobi Location: We’ll send you the link to watch once you register Watch the webinar here: About Mofoluke Mofoluke Keshinro is the Head of Private Trust at FBNQuest Trustees Limited and is one of only two certified Trust and Estate Practitioners (TEP) in Nigeria. Her experience includes roles at Liberation Partners, Wema Trustees Limited, and Great Nigeria Insurance Plc. She is a full and certified Member of the Society of Trust and Estate Practitioners (STEP) and has attended STEP seminars/conferences in Johannesburg, Dubai, New York and Singapore. FBNQuest Trustees is part of FBN Holdings Plc, one of the strongest and most dependable financial groups in Africa. They assess your needs and provide tailored solutions for the safekeeping of assets. From estate planning to government bond issuance, FBNQuest Trustees holds a solid market position as a leading trustee services provider.
FACEBOOK LIVE: GIRL TALK WITH DR. FEYI AND SHE LEADS AFRICA (NOV 28)
What’s it like being a girl? There are a whole bunch of things women go through, our emotional and physical kit bags are always filled up and frankly, we all need a sister to talk to. It’s funny how we live in the century of the millennials where almost everyone is very open-minded but women are still embarrassed to talk about specific topics regarding their bodies, their sexuality and the female nature overall. Got some woman issues bottled up inside? Lighten up! We’re bringing you an opportunity to get all your questions answered. [bctt tweet=”Join our girls exclusive Facebook LIVE with Dr. Feyi on Wed, 28th Nov @ 5pm WAT. It’s a deep-dive into everything!” via=”no”] Dr. Feyishara Kuku is an OB/GYN and marriage therapist who has several years of experience in dealing with women’s health and family therapy. Join us on Wednesday, 28th November, as we host a Facebook Live Chat with Dr. Feyisara Kuku, themed Girl talk with Dr. Feyi. It’s going to be a deep dive to all the things you’re probably shy to talk about. Some of the topics we’ll cover What you need to know about Breast Cancer How to tackle Clinical & Social Depression Let’s talk about Sex and STI’s Before you say “I do”… Girl, listen Register below to access this opportunity and submit questions that you would like Dr. Feyi to answer. Facebook Live Details: Date: Wednesday, November 28th Time: GA, USA 12pm // Lagos 6pm // Johannesburg 7pm Where: facebook.com/sheleadsafrica/ [ninja_forms id=204] About Feyishara Feyishara Kuku is an OB/GYN, a marriage and family therapist and the Co-Founder of Sarthelpline. She’s also a mom and a Peace Activist. In her journey as a therapist, she has had the opportunity to work with high- achieving men, CEOs, baby boomers, college students, and affluent clients who are looking for a counseling experience that is tailored to their unique needs. She specializes in clinical issues as addictions, crisis, betrayal, trauma, faith-based issues, leadership development, stress management, maximizing productivity, divorce, finances, and career counseling.
Webinar with Chevening: How To Get Into The 2019 Chevening Scholarship Program (OCT 23)
Imagine yourself receiving a fully funded scholarship at your fave UK university that offers you a chance to achieve your academic goals and gives you the chance to develop yourself professionally or network extensively? Guess what? Chevening is bringing you a chance to realise that dream and more with their global scholarship award program! Want to know more? We are inviting you for a Webinar with Jibike Faborode, Program Officer at Chevening Awards, who will be dishing out tips on how to apply for a scholarship with Chevening on Tuesday, 23rd October. This is an opportunity you don’t want to miss ’cause you sure won’t find any of Jibike’s tips on Google! Yes, we went there… [bctt tweet=”Join SLA & @UKinNigeria for a webinar on October 23rd at 4 pm to learn how to get into the Chevening Scholarship Program @cheveningfco!” Reg here: bit.ly/jibikef via=”no”] Some of the topics we’ll cover What you need to know about the application process Do’s and dont’s for writing a quality application Preparing yourself for a successful interview process Scholarship troubleshooting Register below to access this opportunity and submit questions that you would like Jibike to answer. Webinar Details: Date: Tuesday, October 23rd, 2018 Time: 4pm Lagos // 5pm Joburg // 6pm Nairobi Location: We’ll send you the link to watch once you register Watch the webinar here: About Jibike Jibike is a project management and strategic engagement professional, with over 4 years of experience working in the public diplomacy and international development space. She currently serves as the country programme officer for Chevening in Nigeria and also as Co-Chair of Her Majesty’s Government Women’s Network in Abuja. Chevening Awards is the UK government’s flagship global leadership programme, funded by the Foreign and Commonwealth Office (FCO) and partner organisations. Young leaders are awarded merit-based scholarships and fellowships to study at any UK University of their choice, after which they are required to return to Nigeria to assist in the further development of their home country. The alumni network is structured to maintain lasting positive relationships with the UK and help to advance foreign policy objectives. Approximately 38 – 53 Nigerians and about 300 Africans are awarded are awarded annually. The Prime Minister recently announced an additional 100 awards for African leaders, starting in the 2019/20 cycle. Chevening in Nigeria aims to grow the representation of women on the programme from 39% to 50%, hence women leaders are strongly encouraged to apply.
Big Company Strategies for Start-ups/Small Businesses to adapt
Running a small business has its pros and cons, the same as running a large corporation. Large corporations may have endless resources to implement and execute elaborate and detailed strategies as they have hundreds of great minds constantly devising new ways to grow their business. Whereas in a small company, you have to keep overheads lean, hence, there is no massive budget for strategy sessions with great minds from Ivy league schools. In a small business, the entrepreneur is the great mind and the world is your Ivy league degree, you have to make do with what you have. But how exactly can you do that? I highlighted some solid, foolproof strategies that big corporations employ to achieve massive results and successes, which can be applied to your small business on a lean budget. Market Segmentation Enterprises spend millions annually on research to find out what market segment their products are best suited to. Market segmentation is important in every business as knowing your customer is the key to finding your market, which consequently leads to sales. You need to know who your customers are, where to find them and how to reach them. For small businesses, market segmentation helps you focus on a particular demographic or geographical area, thereby allowing you focus efforts on being the market champion in that market segment. To figure out your market, small business owners should ask questions like who is your ideal customer? Which customers are you avoiding? What markets are the most profitable? Answering these questions would help entrepreneurs prioritize and apportion resources to market segments that have the highest returns. Marketing Funnel A marketing funnel is basically a fancy term for all the points in your customer acquisition strategy where you contact prospective clients. As a prospective customer moves down the funnel, the better your chances of converting them into a paying client. Big businesses have a large team and budget to automate and implement this process, with small businesses on a lean budget, you can adapt this technique by being intuitive to your customer’s buying pattern. Ask yourself, how does a customer find out about your service? How often do they come to your page? When do they buy? What motivates this purchase? Asking yourself these questions gives you a clearer understanding of how to move your customer from being aware of your product to become paying clients. Partnerships That Work Large corporations usually cut deals with their counterparts that their customers can benefit from, small businesses should employ this tactic. By bundling your services with another that complements you and your customers, you rake up good points with your clients. For instance, if you sell hair extensions, you can offer your clients free hair care products, this would cause clients to be more inclined to your products, or event decorators could team up with an event space to offer a bundled service to customers. It’s about leveraging what you’re good at, not trying to be everything to everyone and giving your customer a more wholesome and rewarding experience. Chief Sales Officer Enterprises can afford to pay several people bucket loads of money. Especially people who work just to think about how to execute more sales every day. These people have access to real-time data and analytics. The data is what helps them make sensible insights, that make executing a large number of sales a reality. On the other hand, for small businesses, it is usually hard to have more than one person in this role. It is of utmost importance to have someone who is constantly thinking of ways the company can generate revenue. You must always know who your customers are, where they are and know what they want. As you scale, have more people in sales and segment each section of the market the person should be handling. By focusing on the customer and how to make them advocates, generating sales and loyalty. Most businesses have grown to become big businesses. If you’d like to get featured on our Facebook page, click here to share your story with us.
Young women, you can have it all – Amb. Kema Chikwe
71 years old Ambassador Kema Chikwe is a woman whose drive for inclusion and results earned her notable career opportunities in Nigeria. She has successfully held positions as the Minister for Transport, for Aviation and Chairman of Joint Admissions and Matriculations Board (JAMB). Amb. Chikwe gracefully held the office of the National Woman Leader where she created opportunities for other young women to achieve career and political ambitions. In all of this, she remains optimistic about the future of women in leadership and is the founder and chairperson for Women in Leadership Institute (WLI). Talking with Amb Kema has no dull moment. Añuli Ola-Olaniyi, an SLA contributor, sat through an interview with this remarkable woman and shares with all the deets with us. How did you begin your career? I finished my secondary education at age of 17 and I got a job at the Pay Section, Ministry of Education, Nigeria. How did you become an Ambassador? I challenged myself to take the position. It was an appointment actually which I believe was given to me based on merit and results from my previous appointments. I served as the Minister for Transport and Aviation. Later I became the Chairman of the Joint Admission and Matriculation Board (JAMB). Also, I contested for the office of the Governor, Imo State. Hard work, commitment to public service, and my result-oriented attitude have always propelled me. What would you say is your proudest achievement today I am very grateful for all my accomplishments to date, some of which are my exposure to many years of public service and strong legacies. A notable accomplishment was the reformation of the Lagos Murtala Muhammed International Airport -MM2. As the Minister for Transport and Aviation, the reform projects spoke for themselves. As Transport Minister, we achieved 48 hours turnaround and 24 hours of port operations. While I was the Chairman of JAMB we embarked on the automation of the system and some of the results from this are the use of scratch cards for examinations. However, as a National Woman Leader, the adoption of the bill to mainstream disability in political parties was achieved. The office of the National Woman Leader was institutionalized, a Gender audit was conducted and we developed programmes for women running for office. We created and ran the E-Women Network for young women and we have to date, women who have benefitted and done well. What’s the boldest thing you’ve done? My boldest move was to contest for Governor of Imo State, Nigeria. I was the only woman campaigning in an era where the mindsets weren’t particularly ready for a female Governor. Did you encounter any setbacks, and how did you get past it? My biggest setback was not winning my governorship and Senate elections. When you invest a lot in something and it doesn’t end up the way you envisioned, it can be difficult to comprehend sometimes. I overcame it by understanding that failure is a challenge, you rise and fall. My dad (who was also my mentor) had a rhyme he used to encourage us and it says “If at first, you don’t succeed, always try and try again” After losing the election, I had tremendous support from people like President Yaradua and Baba Kingibe with the Ambassadorial posting. Please understand that when you work very hard, people support you and anything you do will eventually go well because people will recognize your efforts based on the legacies and results you have shown. Once you focus on your career, work, job or assignments and perform well, the recognition comes. I must add that there must be a virtue of hard work in Nigeria amongst young men and women. A person qualified for a role or position should get that role/position. No shortcuts. [bctt tweet=”I stay inspired by watching people succeed- Amb Kema Chikwe” username=”SheLeadsAfrica”] One piece of advice to your 20-year-old self would be… Be more adventurous and courageous. I was nervous about stepping out of my comfort zone. Moving forward, I realized that life outside my comfort zone wasn’t as scary as I thought. With focus, determination and positive support. I was able to achieve my goals. Look at me now; many young women can be me or even greater. What would you advise people starting a career or going into politics? My best advice is this – convince yourself that it is what you want to do. Let it also be that you are meeting or creating solutions for the needs of people. I also encourage young women to know that you can have it all. Career, marriage, children, business, all of it. Raising a family is possible with a thriving career. There are many benefits of marriage. I understand that not every woman is lucky, but note that it is an important institution. [bctt tweet=”I want to encourage young women to know that you can have it all. – Amb. Kema Chikwe” username=”SheLeadsAfrica”] How are you keeping up with the new trends The future excites me because the rate at which innovative ideas are quickly changing our lifestyles and the way we view the world gets me really excited to see what next is in store. Imagine some people who do not speak a word of English, operating a mobile phone with such dexterity. The internet culture has made this world a smaller place by bringing a better understanding of life. What are your future plans for the Women in Leadership Institute? I founded the Women in Leadership Institute and this is positioned to give a new orientation to women in Nigeria and Africa. It will change narratives, give women the opportunities to study and be experts in Women and Leadership Studies. The future is very exciting for women. If you’d like to get featured on our Facebook page, click here to share your story with us.
Webinar with FBNQUEST ASSET MANAGEMENT: How to Save and Slay (Aug 3)
How exactly do you indulge in sipping champagne on a beer budget? You gon’ learn today! First, we’ve taught you How to make your first investment, now its time to learn how to save and SLAY simultaneously. Saving money may sound like one of the hardest things to do when it comes to your finances especially if your income isn’t breaking the bank. But hey, you only need as much as you have right now to save! If you’re wondering how to save money without your slay mode depreciating, then this webinar is for you. SLA in partnership with FBNQuest Asset Management is inviting you to a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Friday, August 3rd, 2018. Emmanuella will be giving some tips on how you can to start planning and investing for your future with your current income. [bctt tweet=”Join SLA & @FBNQuest for a webinar on August 3rd to learn how to save and slay.” username=”SheLeadsAfrica”] Some of the topics we’ll cover: Understanding the psychology of money Living your best life through personal finance management Saving hacks for motherland moguls – daily, monthly and long-term Getting S.M.A.R.T about goal settings and how to achieve them Watch Video here: About Emmanuella Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc. She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions. Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer. She later moved to Oceanic Bank (now Ecobank Nigeria). In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined Metro Capital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU) FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa. They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.