Motherland Mogul Feature: Siyamthanda Makhwabe

According to a World Bank article published in November 2018 on women entrepreneurs and the future of Africa, enterprises owned by male entrepreneurs have more capital than women-owned enterprises.

This month, we shine the spotlight on a fierce lady who has bootstrapped her way into starting not just one – but two – businesses while holding down a full-time job.

Siyamthanda Makhwabe is a professional town planner, a wife and mother, owner of Kuhle Bags and Accessories and a town planning consulting business.

Fellow Motherland Mogul, Zimkhitha met with Siyamthanda to talk about juggling work, business, a kid, and a briefcase.


Siyamthanda at an on-site inspection

The Many Hustles of Siyamthanda Makhwabe

Determined to gain financial freedom, Makhwabe took the leap in 2019 to start two businesses while keeping her job as a town planner.

Leveraging her background in Town Planning and Housing, Makhwabe started a consulting business catering to SMEs and startups. Using the power of her network as a launchpad, she has run this venture in the past year purely by word-of-mouth and industry referrals.

In October 2019, Makhwabe diversified her business portfolio to include a fashion business named after her daughter, Kuhle. Here she offers affordable bags and accessories to South Africans online via social media.

She coverts a lot of customers via WhatsApp and uses Instagram to advertise what’s in stock, which markets she will be visiting and pop up stalls.

Showcasing merchandise at a weekend popup market

Entrepreneurship: A seat at the table

As a STEM woman working in a male-dominated space, Siyamthanda has not always found it welcoming. She explains that this dismissal boils down to the most basic things. For instance, in meetings, men are more readily acknowledged and engaged than women.

“When you sit at that table, it can be very easy to feel invisible and like a fraud, hence many women rather take the back seat”, she says, talking about the dreaded imposter syndrome that creeps in even when you know you have both the qualification(s) and relevant experience to be seated at the proverbial table.

With her ventures, Makhwabe has found autonomy and confidence in being a decision-maker and leader. This remains a key motivator for her in moving her business forward.

Siyamthanda’s Top Tips for every Hustler

Here are Siyamthanda’s top tips for female entrepreneurs on the building – not only a sustainable – but profitable business, from the ground up:

1. Before you throw money at it – innovate

There is a temptation to think that money will solve your problems. As an entrepreneur, it’s important to learn how to be scrappy. Think on your feet, look at the competition and see how you can offer more value to your customer base.

2. Stay learning and find mentors

As you grow your business, you will find out there is a lot you don’t know. It is necessary to stay curious, take short courses and prioritize soft skills. A mentor also gives you an edge in the game. Having someone who’s been there in your corner is invaluable. It’ll save you money, time and headache.

3. Never stop networking

You don’t know what you don’t know until you know.

Reach out to those in your market and those outside to get inspiration and to see what is out there. This will help expand your mind into untapped segments.


Zimkhitha‘s Notes:

My interview with Siyamthanda was eye-opening. I think it is important to emphasize how necessary it is for female entrepreneurs to be more transparent about their experiences. The hustle does not always look glamorous and that’s okay. To all you Motherland Moguls out there, keep on SLAying and exuding your #BlackGirlMagic!


Ready to take your business to the next level? Join the Motherland Mogul Insider program.

Introducing the Money Talks Series – addressing financial issues young African women face

She Leads Africa and FSDH Asset Management partner to bring you an 8 episode web series focused on common money issues young career and businesswomen face.

Want to make serious money moves in 2019 and start taking steps to reach your financial goals? Whether you are getting married or are married, part of the bridal team, just started working, planning to pursue your master’s degree and more, the Money Talks series is here to help you!

With each episode focused on different financial issues most Nigerian women face, the Money Talks series aims to help women reach their financial goals through various FSDH product offerings.

The Money Talks series is brought to you by She Leads Africa in partnership with FSDH Asset Management and will be hosted by She Leads Africa’s Head of Content, Hilda Awomolo.

Each episode will feature successful career and businesswomen, including our co-founder – Afua Osei, who’ll share their insights and provide tips on each topic.

Watch the trailer here:

Through this series, viewers will:
  • Gain tangible advice on how to deal with various financial – related issues.
  • Have access to 4 Quick Math guides to help make money moves at the end of each episode.
  • Participate in a LIVE chat during the premiere of each episode on She Leads Africa’s YouTube channel.
  • Be provided with an opportunity to discuss topics in a Twitter chat every Tuesday on  She Leads Africa’s Twitter page.
The episode guide is as follows:
  • Episode 1 – Who gets your first salary? You or your parents?
  • Episode 2 – Are you a bad person if you don’t buy Aso-Ebi?
  • Episode 3 – Should you have a separate investment/bank account from your husband?
  • Episode 4 – What’s the actual cost of having a baby?
  • Episode 5 – How do people fund their master’s degrees?
  • Episode 6 – How do you react to friends and family who borrow from you? 
  • Episode 7 – Do your friends help you spend or save your money?
  • Episode 8 – Does your spending personality match your account balance?

The first episode will be released on Thursday, 28th February 2019 at 6pm WAT on the She Leads Africa YouTube and Facebook pages. Brand new episodes will go live every Thursday at 6pm WAT from 6th March on both platforms.


More about FSDH Asset Management

FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm.

FSDH AM is versatile in financial transactions and investment strategies that meet the need of investors in an emerging economy like Nigeria. They recognize that today’s investors need the services of dedicated and expert professionals to provide them with intelligent investment counsel.

Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.

WEBINAR WITH FBNQUEST TRUSTEES: DISCOVER THE POWER OF ESTATE PLANNING (DEC 5)

Wealthy or nah, we all have an estate and it’s important to have a plan for it. 

Without a solid estate plan, your friends and relatives can spend a lifetime scrambling over your assets – we wouldn’t want that to happen would we?

While you’ve worked super hard to build a secure and comfy lifestyle or are still working towards it, it’s time to protect those assets with a proper estate plan.

Tune in on Wednesday, December 5th, 2018 for a LIVE webinar with certified Estate Practitioner – Mofoluke Keshinro, in partnership with FBNQuest Trustees.

Discover the power of estate planning with @fbnquest & @sheleadsafrica during a LIVE a webinar on Dec 5th at 2 pm WAT! Reg here: bit.ly/fbnquestEP Click To Tweet

Some of the topics we’ll cover

  • Why you need Estate Planning
  • Keeping your wealth within the family
  • Planning for your loved ones
  • 10 Common Estate-Planning Mistakes Women Make

Register below to access this opportunity and submit questions that you would like Mofoluke to answer.

Webinar Details:

Date: Wednesday, December 5th 2018

Time: 2pm Lagos // 3pm Joburg // 4pm Nairobi

Location: We’ll send you the link to watch once you register

Watch the webinar here:

About Mofoluke

Mofoluke Keshinro is the Head of Private Trust at FBNQuest Trustees Limited and is one of only two certified Trust and Estate Practitioners (TEP) in Nigeria.

Her experience includes roles at Liberation Partners, Wema Trustees Limited, and Great Nigeria Insurance Plc.

She is a full and certified Member of the Society of Trust and Estate Practitioners (STEP) and has attended STEP seminars/conferences in Johannesburg, Dubai, New York and Singapore.


FBNQuest Trustees is part of FBN Holdings Plc, one of the strongest and most dependable financial groups in Africa.

They assess your needs and provide tailored solutions for the safekeeping of assets. From estate planning to government bond issuance,  FBNQuest Trustees holds a solid market position as a leading trustee services provider.

 

Webinar with FBNQUEST ASSET MANAGEMENT: The balancing act – managing debt and building long term wealth (Oct 11)

“Staying out of debt is staying out of danger”. We don’t remember who said this, but its true!

Not all of us make six figures today, and even when we try hard to maintain financial discipline, this economy sometimes makes it hard to stay out of debt or even pay what we currently owe.

If you want to walk in financial freedom, it’s important for you to have a plan on how to manage your finance effectively and tackle your debts.

Most importantly, you need to make sure you’re not uncomfortable around your friends if they have RIRI’s song as their ringtone everytime y’all are hanging out.

In our previous financial planning webinar’s, we taught you How to make your first investment and how to Save and slay. Now, it’s time to go in deeper as we teach you how to improve your finances by managing your debts and building long-term wealth for yourself.

She Leads Africa, in partnership with FBNQuest Asset Management is inviting you to a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Thursday, October 11th, 2018 at 3 PM WAT.

Emmanuella will be giving some tips on how to balance your finances, how to manage your debts better and how to build long-term wealth for yourself.

Join SLA & @FBNQuest for a webinar on October 11th at 3 pm to learn how to manage your debts, build long-term wealth for yourself and how to balance both! Click To Tweet

Some of the topics we’ll cover:

  • Understanding financial fitness and measures
  • Managing your cash flow, budget and time value of money
  • Top 10 ways to live a debt free life.

Webinar details:

Date: Thursday, October 11th, 2018

Time: 3PM Lagos // 4PM Joburg // 5PM Nairobi

Location: We’ll send you the link to join the session once you sign up!

Watch the webinar here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined Metro Capital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

 

Webinar with FBNQUEST ASSET MANAGEMENT: How to Save and Slay (Aug 3)

How exactly do you indulge in sipping champagne on a beer budget? You gon’ learn today!

First, we’ve taught you How to make your first investment, now its time to learn how to save and SLAY simultaneously.

Saving money may sound like one of the hardest things to do when it comes to your finances especially if your income isn’t breaking the bank. But hey, you only need as much as you have right now to save!

If you’re wondering how to save money without your slay mode depreciating, then this webinar is for you.

SLA in partnership with  FBNQuest Asset Management is inviting you to a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Friday, August 3rd, 2018.

Emmanuella will be giving some tips on how you can to start planning and investing for your future with your current income.

Join SLA & @FBNQuest for a webinar on August 3rd to learn how to save and slay. Click To Tweet

Some of the topics we’ll cover:

  • Understanding the psychology of money
  • Living your best life through personal finance management
  • Saving hacks for motherland moguls – daily, monthly and long-term
  • Getting S.M.A.R.T about goal settings and how to achieve them

Watch Video here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined Metro Capital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.  

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

Facebook Live with FBNQUEST TRUSTEES: 5 reasons why you need an Estate Plan (Mar 28)

We’ve thought you what you need to do now, to reach your money goals and as the true MotherlandMogul that you are, we know you’ve listened.

Now its time to up your game!

Ever heard of an estate plan? No, we’re not talking about the estate you live in and its architectural structure. We’re talking about managing and continuous planning for assets you acquire in your lifetime.

Who says you’re too young to have an estate plan?

SLA in partnership with  FBNQuest Trustees is hosting a Facebook Live with certified Estate Practitioner – Mofoluke Keshinro, on Friday, March 23rd, 2018.

Mofoluke will be teaching you everything you need to know about estate plans, and why you need to have an estate plan now.

Register below to sign up for this Facebook Live and to get a FREE copy of our e-book on how to make your first investment.

Wondering why you need an estate plan now? Join SLA & @FBNQuest for a Facebook Live on March 28th to get your questions answered. Click To Tweet

Some of the topics we’ll cover:

  • Why have an estate plan?/ Introduction to Estate Planning.
  • 5 things an estate plan will do for you
  • Benefits of a Living Trust
  • Why appoint an Institution as Trustee
  • Education Trust Planning 101

Webinar Details:

  • Date: Wednesday, March 28th
  • Time: 1pm Lagos

Watch the Facebook Live here:

She Leads Africa Facebook Live with FBNQuest Trustees: 5 reasons why you need an estate plan. Join the She Leads Africa community by visiting SheLeadsAfrica.org/join

Posted by She Leads Africa on Wednesday, March 28, 2018

 About Mofoluke

Mofoluke Keshinro is the Head of Private Trust at FBNQuest Trustees Limited and is one of only two certified Trust and Estate Practitioners (TEP) in Nigeria.

Her experience includes roles at Liberation Partners, Wema Trustees Limited, and Great Nigeria Insurance Plc.

She is a full and certified Member of the Society of Trust and Estate Practitioners (STEP) and has attended STEP seminars/conferences in Johannesburg, Dubai, New York and Singapore.


FBNQuest Trustees is part of FBN Holdings Plc, one of the strongest and most dependable financial groups in Africa.

They assess your needs and provide tailored solutions for the safekeeping of assets. From estate planning to government bond issuance,  FBNQuest Trustees holds a solid market position as a leading trustee services provider.

Webinar with FBNQUEST ASSET MANAGEMENT: What you can do now to reach your long-term money goals (Mar 12)

Have you thought about what you want your net worth to be in the next 10 years?

Before you begin to daydream of joining the 30 billion gang, understand that wealthy people today didn’t start planning, investing, and saving last month, or a year ago. You’ve got to start NOW!

If you’re not sure how to begin, we’re about to get you started.

SLA in partnership with  FBNQuest Asset Management is inviting you to join us for a 45-minute webinar with skilled wealth advisor and financial planner – Emmanuella Ekhaguere, on Monday, March 12th, 2018.

Emmanuella will be giving you some tips on how to start planning and investing for your future with your current income.

Join SLA & @FBNQuest for a webinar on March 12th to learn how to reach your long-term money goals. Click To Tweet

Some of the topics we’ll cover:

  • What you need to know about financial planning.
  • The difference between short-term and long-term.
  • Steps you need to take to reach your long-term money goals.

Webinar Details:

  • Date: Monday, March 12th
  • Time: 12pm Lagos  / 1pm Johannesburg/ 2pm Nairobi

Watch the webinar here:

About Emmanuella

Emmanuella Ekhaguere is Investment Advisor with at FBNQuest Merchant Bank, a subsidiary of FBN Holdings Plc.  She has over 15 years of Agricultural banking and financial planning experience from various Financial Service Institutions.

Emmanuella started her career at Kakawa Discount house Limited as a Client Relationship Officer.  She later moved to Oceanic Bank (now Ecobank Nigeria).

In deepening her passion and experience in Wealth and Investment Banking, Emmanuella joined MetroCapital Advisory Group in 2008. She has an MBA from Aston Business School Birmingham, United Kingdom, and is a certified financial Planner (CFP), from Florida State University (FSU)


FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.  

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

8 Technology Hacks for your Growing Business

Whether you’re a new business owner or been in the game for a while, you all have one thing in common: you need to be on top of your game. Real talk. This is why I’ve put together eight of some of the easiest tools in this technology-driven world to propel your growing business.

Canva

Hands down, this is a favourite technology hack. It’s a simple graphic tool with thousands of templates at your disposal. Canva is great for designing Instagram and Facebook posts, posters, letterheads, infographics; in fact, all kinds of graphics. It’ll make anyone feel like a graphic designer. Certainly fuels my ego.

There’s a mobile version available too; and it’s free. Happy customizing!

PicMonkey

PicMonkey is my favourite photo-editing tool. There’s a free version with limited options, but it allows you edit, make collages selecting from a ton of templates, add text, resize and more. It’s also great for creating watermarks. You can choose the paid version if you require more features.

PicMonkey is amazing if you deal with a lot of content!

Hootsuite

Hootsuite is gold. This hack allows you schedule and sync your content across your social media pages. You can mention other social media handles whilst drafting in Hootsuite (and see if they’re the right ones). It’s great for shortening lengthy links as well.

Save time by scheduling up to thirty posts at a time!

Calendly

Calendly is a great tool for setting appointments. It’s a convenient way to send your availability to clients by sending them your link through which they can book a slot. Once the client books, you will receive an email confirming this. It will also be added to your calendar on Google and send you a timely reminder.

It makes perfect sense!

Office Lens

Maybe I’m just really lazy, but I use Office Lens to scan all my documents when I’m away from my desk. It’s great for emailing copies of documents on the go and is a lot tidier than using the camera on your phone. With Office Lens you can crop and make simple adjustments, save and even convert to Powerpoint or PDF.

What are you still waiting for? Download this tool now!

Fiverr

Fiverr is a freelance site with a large pool of sellers offering services for a lean $5 and upwards. There are basic tasks you may wish to outsource as a business owner, to enable you focus on your core. Browse through Fiverr for services such as business writing, video, branding, graphics work. There’s also Fiverr Pro for more technical, professional work.

Check reviews carefully before you buy!

Trello

Trello is amazing and absolutely easy to use. It’s like a little personal assistant that helps you keep track of the work you and your team have scheduled. You can update plans for the team to see and move across different stages. You can make checklists and add key team members to activities.

It’s fun and highly useful!

Quickbooks

Major hack here! This helps sort out your business accounting with an annual fee. You can keep track of payments, send invoices (and include your business logo), manage different customers’ finances. It can also be used on multiple devices. The best part is all your data is backed up.

It’s quite a technical tool so you’ll need to undergo a tutorial or training!

I got you covered with these technology hacks to meet your business needs from graphics, to accounting, to personal organisation, but there are tons of other good ones. So make sure to research and ask around.


Let us know here, which other technology hacks you love!

Facebook Live with Deliwe Makata: How to run a startup while completing your studies (Sept 13)

Getting an education should not be a barrier to pursuing your dreams early in life.

Com’on, we’ve gone past that time where we had to wait for graduation to start a business, master a new skill, or even start making trips to the bank…

Deliwe Makata is a living example. Currently an undergraduate, she founded Women Inspire, an empowerment and capacity building network for young women and girls in Malawi.

Deliwe has trained over 250 Malawian girls and conducted over 50 face to face mentoring sessions with girls, about issues relating to personal development.

You can start your career or business while in school. Learn how. Click To Tweet

Join us on Wednesday, 13th September, as we host a Facebook Live Chat with Deliwe, who will be sharing her advice on starting a company and pursuing her passion while completing her studies.

Register below to have access to this opportunity.

Some of the topics we’ll cover:

  • Founding a company while in school
  • How early self-development has helped Deliwe to train young girls in Malawi
  • 3 keys to balancing your studies and side hustle

Facebook Live Details:

Date: Wednesday, September 13th, 2017

Time: Lagos 1pm // Lilongwe 2pm // Nairobi 3pm

Where: facebook.com/sheleadsafrica/

Watch here:

“She Leads Africa Facebook Live with Deliwe makata – Founder of Women Inspire, Malawi. How to run a startup while completing your studies. Join the She Leads Africa community by visiting SheLeadsAfrica.org/join!”

Posted by She Leads Africa on Wednesday, September 13, 2017

Watch the first part of this video on our Facebook page.

About Deliwe

Deliwe Makata is a writer, speaker, and highly ambitious leader, with aspirations of getting into international public policy-making. She is the founder and executive director of a women empowerment organization called Women Inspire.

Women Inspire is dedicated to improving the lives of women and girls, both locally and internationally. Through training & mentoring women and girls in the areas of education, human right advocacy, capacity building, leadership and decision-making positions.

As a speaker, Deliwe has inspired many through her motivational appearances with international organizations, such as AGE Africa.

Deliwe is also an exceptional final year student currently pursuing her undergraduate degree with the University of Malawi, Chancellor College, studying Arts in Humanities.

The GoalGetter’s guide to creating schedules for productivity

Where does your time really go?  The goalgetter’s guide is here to change your life!

Whether you are a full-time student, employed, a small business owner or you’re juggling all three, we are all bound to have moments of wishing for more time.

If you watched our webinar on personal efficiency and time management,  with Tafadzwa Bete-Sasa, and you’re still not sure how to create the time and discipline to be productive, NO WORRIES, we’ve designed for you a practical guide with some tips and tools to get you organized to and enable you to  get more things done.

Get you the goalgetter’s guide to learn all you need to know about time management, productivity, and discipline. And guess what? You’ll also get more tips directly from GoalGetter after signing up for this guide.

Topics this guide will cover:

  • How to schedule your weeks and days
  • Creating routines
  • Prioritizing
  • Time management tips and resources

The last two points will definitely do you good if you spend half your day doing sweet nothings, binge watching episodes on Netflix, or stalking Queen Bey and the twins on Instagram. 

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, as well as AWESOME weekly content.


Don’t forget to send the sign-up link to all the serial procrastinators you know. Help a sister, brother, or frenemy out.