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Quick Maths (4): How to build up an emergency fund for yourself with FSDH Asset Management

by She Leads Africa

Save for the rainy day… it might take a little longer for the sun to shine!

Welcome to the final part of our Quick Maths series by FSDH Asset Management, where we’re giving you simple personal finance tips you can master, to achieve your financial goals.

In the last three series, we showed you how to generate income to start your business, how to diversify your income and how to get the best out of your net income and now we want to teach you how to save for the rainy day.

What do you have saved for the rainy day? Nothing?

We can plan for a lot of things in life, but sometimes, the unexpected just happens. These are the times you face bigger-than-expected bills, but having an emergency fund can make it easier.

An emergency fund is money kept aside in case there are emergencies or problems in the future.

Now, listen! An emergency fund isn’t for your everyday needs or special wants, so leave your sinful indulgences out of it, and no! flash sales are not emergencies either.

We partnered with FSDH Asset Management Ltd to bring you this guide to help you understand why you need to have an emergency fund and how to start building up your emergency fund(s).

Having an emergency fund prepares you for the unexpected expenses yet to come - @fsdhcoralfunds Click To Tweet

Topics this guide will cover:

What is an emergency fund?
How much money should you have in an emergency fund?
The difference between emergency funds and investments
Ways to set aside emergency funds

After reading this guide, you would be one step closer to achieving your financial goals. If you want to keep slaying in your finances, be sure to read up on our previous quick maths series, you’ll be glad you did!
FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm.

FSDH AM is versatile in financial transactions and investment strategies that meet the need of investors in an emerging economy like Nigeria. They recognize that today’s investors need the services of dedicated and expert professionals to provide them with intelligent investment counsel.

Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.

Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide. This is the final part of our series but you can get all three series here. By joining our community, you also get to enjoy our AWESOME weekly content as well.

Quick Maths (3): How to use your salary/business net income with FSDH Asset Management

by She Leads Africa

Having a money moves mindset means thinking big when it comes to your finances.

Welcome to the third part of our Quick Maths series where we’ll be giving you the lowdown of how to master your personal finances in simple ways.

We’ve talked about how to generate income to start your business, and how to diversify your funds (even as a low-income earner), now its time to dive even deeper.

So… you’ve received that alert now and paid all your bills. What do you do with the rest o the money? Cash out? Call up your girls for a breezy weekend? Nah girl, you need to take a step back, there are more pressing issues.

As a career or businesswoman, it’s important to know your bottom line and use it wisely. Your bottom line is what remains after you have removed all expenses from your income. What does your account balance look like after deducting expenses? Is it smiling back at you?

Now ask yourself, have you thought of using your last bottom line to increase your next bottom line?

We partnered with FSDH Asset Management Ltd to bring you this guide to help you understand ways to use your business net income, known as “bottom line” to your advantage.

When you really need to know how well your business/finances are doing, check your bottom line - @fsdhcoralfunds Click To Tweet

Topics this guide will cover:

Bottom line – what it means, why it is important and how to make it work for you.
What you can do with your bottom line – how to improve your finances by using your bottom line wisely.

Figuring out how to make your bottom line work for you might seem difficult, but we are here to make it easier for you. We’ve gotcha, boo!

After reading this guide, you’ll understand how to manage your income better and use it to get more resources to keep increasing your bottom line. You’ll also learn to track your spending and get excited about checking your accounts.

If you want to keep learning ways to grow your money significantly over time, you shouldn’t miss the next guide because, with every guide, the lessons get deeper.

FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm.

Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.

Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, remember this is only part 3, there’s more to come – so stay updated. By joining our community, you also get to enjoy our AWESOME weekly content as well.

Quick Maths (2): How to diversify your funds with FSDH Asset Management

by She Leads Africa

Money is a tool…Use it wisely!

Welcome to the second part of our Quick Maths series. We’ll be sharing with you financial terms, tips, and tricks to get you ahead of your financial game.

In the first part, we discussed various ways for you to generate capital to start your business. In this downloadable guide, we highlighted high-level options you can explore to get capital. Catch up on part one by downloading it here.

Now, let’s talk about diversifying money. It’s important to keep tabs on your money, know where each penny is going, and how it will bring you more money because today’s economy is not smiling at all.

In this guide brought to you by SLA, in partnership with FSDH Asset Management Ltd, we’ll be showing you different ways to save, protect your savings, and why you shouldn’t have all your eggs in one basket.

If you’re wondering how to improve your finances, this guide will help you with some practical ways to get started.

Topics this guide will cover:

Diversification for low-income earners
How to diversify within an asset class

It doesn’t matter whether you are a salary earner or a business owner, as long as you have financial goals that you’re looking to achieve, diversifying can help you reach those goals.

Roll up your sleeves, tie your hair in a ponytail, grab your pen and journal and get down to work!

To keep getting your finances all the way to the top, make sure to follow up on the next guide.

FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm.

Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.

Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, remember this is only part 2, there’s more to come – so stay updated. By joining our community, you also get to enjoy our AWESOME weekly content as well.

Quick Maths (1): How to generate income to start a business with FDSH Asset Management

by She Leads Africa

Smart moves early in life can pay BIG long-term…..

Now, what’s the point in looking good and slaying when your bank account isn’t smiling back at you? Listen. This is the year to SLAY 100%, and we’re ready to show you how to make money moves the right way.

So, are you ready to cash out like Cardi’s got nothing on you?

We are partnering with FSDH Asset Management Ltd to share with you a 4 part downloadable guide to enable you to boost your finances. We want to make sure that every Motherland Mogul is prepared to master the money world.

Learn how to generate funds to start your business with @FSDHCoralFunds. Click here for more: bit.ly/FsdhGuide1 Click To Tweet

Topics this 4 part series will cover:

Seed Money: How to generate income (capital) to start a business.
Diversifying: Different ways to save and protect savings (for low and high-income earners).
Bottom Line: How to use your business net income to your advantage
Emergency Funds: Why you must have some investments.

Now let’s talk about you.

You’re about to start a business but you need capital to begin? Girl, we’ve got you! In this first downloadable guide, we’ve done some Quick Maths for you, highlighting how you can generate capital for your business or launch your new project.

First, you need to understand that money does not come for free, as a MotherlandMogul, you have to know what your options are, and work towards them.

After reading this first downloadable guide, you’ll understand what moves to make to get closer to your money goals.

But what’s next after you get that capital and the bills start rolling in? We have more juice coming your way.

To continue learning basic principles that will lead to a happier and healthier financial you, get prepared for our next guide. Because girl, we’re going deeper.

FSDH ASSET MANAGEMENT LTD – FSDH AM is a wholly owned subsidiary of FSDH Merchant Bank Limited. They are one of Nigeria’s leading asset management and financial advisory firm.

Therefore, their strategies are dedicated to preserving investors’ wealth while maximizing the value that they receive.

Once you’re through with this guide, visit FSDH Asset Management Ltd to know more and get all your pressing questions answered.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, remember this is only part 1, there’s more to come – so stay updated. By joining our community, you also get to enjoy our AWESOME weekly content as well.

How to make your first investment with FBNQuest Asset Management

by She Leads Africa

Don’t just make money…Grow your money 😉

Now that you have a steady income or your business is bringing in some cool cash, what are you doing with your money? Are you saving or squandering it?

In this guide brought to you by SLA, in partnership with FBNQuest Asset Management, we’ll show you what your investment options are, and why it is important to start investing now, for a financially secure future.

After reading this guide, you’ll have a rethink before you take all that money you’ve been saving and go on a splurge.

Topics this guide will cover:

Understanding the difference between saving and investing,
Knowing the investment options available for you.
Resisting temptation without catching the FOMO fever and,
5 reasons why you should invest your money

The last point is enough for you to make up your mind about investing for your future. Better hurry and get this guide, before all those IG ads, or your buddy who just got engaged hunts you down.

Don’t forget to use the template provided in this guide to write down your short-term and long-term goals. Once you’re done with this guide, you can visit FBNQuest Asset Management to know more.

FBNQuest Asset Management is a subsidiary of FBNQuest Merchant Bank, one of the strongest and most dependable financial groups in Africa.

They work with individual and institutional investors to provide a strategy best suited to your investment goals and portfolios, from mutual funds to liquidity management etc.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, as well as AWESOME weekly content.

The GoalGetter’s guide to creating schedules for productivity

by Hilda Awomolo

Where does your time really go? The goalgetter’s guide is here to change your life!

Whether you are a full-time student, employed, a small business owner or you’re juggling all three, we are all bound to have moments of wishing for more time.

If you watched our webinar on personal efficiency and time management, with Tafadzwa Bete-Sasa, and you’re still not sure how to create the time and discipline to be productive, NO WORRIES, we’ve designed for you a practical guide with some tips and tools to get you organized to and enable you to get more things done.

Get you the goalgetter’s guide to learn all you need to know about time management, productivity, and discipline. And guess what? You’ll also get more tips directly from GoalGetter after signing up for this guide.

Topics this guide will cover:

How to schedule your weeks and days
Creating routines
Prioritizing
Time management tips and resources

The last two points will definitely do you good if you spend half your day doing sweet nothings, binge watching episodes on Netflix, or stalking Queen Bey and the twins on Instagram.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, as well as AWESOME weekly content.

Don’t forget to send the sign-up link to all the serial procrastinators you know. Help a sister, brother, or frenemy out.

Peace Hyde’s 10 Tips to fighting against the odds – The guide

by Hilda Awomolo

“Shortcuts never last as long as hard work does” - @peace_hy Click To Tweet

Success doesn’t appear overnight, you have to put in a good amount of hard work and also work hard to overcome any challenges that arise. You work for it by fighting against the odds.

Award-winning TV host and Forbes West Africa correspondent – Peace Hyde, is on a mission to encourage young African women to be bold and break barriers, through her new show “Against the Odds”.

During an Instagram Q & A with us on Tuesday, May 30, she shared some of her personal experiences and how she managed to overcome them.

“My biggest obstacle so far was continuing to move forward after the tragic accident I endured on June the 3rd in Ghana”, she wrote during the chat.

Some of Africa’s leading female entrepreneurs like Folorunsho Alakija, Bethlehem Tihalun Alemu, Isis Nyong’o Madison to name a few, are women who have fought against the odds in their respective industries.

Get @peace_hy ’s top 10 tips to fighting against all odds Click To Tweet

If you’re going through a hard time now, or you would like to know what steps to take to achieve greatness, then you’ve got to get this guide.

Getting access to this guide is easy, just fill out the form below to join our community and get access to this guide, as well our oh so amazing weekend newsletters.

Tight Money: The Cash Flow Guide

by Rafeeat Aliyu

First goal in the quest to being a #MoneyMakingMogul? Master your cash flow.

How you handle your cash flow could make or break your business. But if you aren’t sure exactly what “cash flow” means, this guide is where to get started. Before we reached out to the financial whizzes at Standard Chartered Bank Kenya and they broke it down for us, we didn’t know what business cash flow was either.

Get you this guide to understand the importance of mastering your business’s cash flow.

Topics this guide will cover:

What is cash flow?
What are the stages of the cash flow cycle?
What do you do if you can’t pay all your creditors on time?

Can we get an amen on the last point though? Better get your hands on this guide before your creditors go all Rihanna circa BBHMM on you and your business.

This guide will get you started on managing your cash flow. Once you’re done with it, check out the next guide in the series for a downloadable cash flow analysis sheet. Don’t forget to read up on when to time your cash flow!

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, as well as AWESOME weekly content.

Show Me The Money: The Cash Flow Guide

by Rafeeat Aliyu

Balance and position…your cash flow of course 😉

Now you know what the cash flow is and understand the intricacies of the whole process, so what next? Strategies to manage it of course. In this guide brought to you by Standard Chartered Bank Kenya, we’ll reveal strategies for managing your cash flow.

After reading this guide, you’ll be top of your game at showing the money to your business.

Topics this guide will cover:

Cash flow management strategies,
How to keep the cash flowing and
How to determine your cash flow position.

There’s a bonus for you in this guide; a printable cash flow analysis statement that will help you take charge of your monthly cash flow. We hope, no we’re sure, that after going through this series you’ll never have another emergency “this business has no funds” meeting.

Getting access to this guide is easy: just fill out the form below to join our community and get access to this guide, as well as AWESOME weekly content.

How to plan your finances and investments – The Worksheet

by Hilda Awomolo

What would you like your income statement to look like?

We don’t need to tell you to stop spending and start saving, you already know that. Whenever you go an a spending spree, you’ll definitely feel a pang of purchasing remorse, and even feel much worse when your bank statement arrives at the end of the month.

You don’t necessarily need a banker to help you manage your expenses, it is impossible to save and invest, if you don’t have the surplus to save and invest.

So how do you create capacity, manage your obligations, and achieve your financial goals?

This worksheet will inform you of your funding needs and help you reach your investment goals.

Topics this guide will cover:

Identifying your investment goals
Financial questions every woman asks themselves
Personal income statement

With the aid of this worksheet generated from our webinar with Samke on managing your personal finance and investments you’ll be able to identify your financial inflows and outflows and also strategize towards planning your finances.

To have access to this worksheet, fill the form below to join our community and also get access to amazing weekly contents from us.

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