May the odds be in your favour, financially

Fans of the Hunger Games series will be familiar with the phrase, “May the odds be ever in your favour”. While most people may understand odds to mean luck, in truth, odds have nothing to do with luck. And not only can they be applied to a game of war, they can also be applied to real life.


You see in mathematics, odds = probability and what is life but a sequence of numbers. Everything that exists is literally a number. From statistics which study behavioral patterns, population, litres, volume, distance, percentages, angles, probabilities, averages, binaries used in coding and so on.

In the grand scheme of things, we’re all numbers, 1 in 5 million, 1 in 7 billion (you get the gist) and finance is the ultimate game of numbers.

giphyI’m neither a scientist or billionaire, but it’s pretty evident that those who acquire financial success aren’t necessarily the most cunning. They’re not the most brilliant or hardworking people on the planet either.

Rather, they’re those who realized early the math of financial success and tilted the odds in their favor.

So briefly, let us look at the basic advantages of the world’s richest:

  1. Born with great socioeconomic bearing
  2. Better looking or smarter than the average
  3. Attended good schools
  4. Charted their career according to the predicted needs
  5. Remained consistent

Number 1 already rules out 90% of the world’s population. You see, according to UNICEF, only 10% of the world’s population fall into the category of being above average socioeconomically.

Number 2 cancels out 75% of the world population. Only roughly about 25% or less of the world’s population are deemed to be above average intellectually and physically.

Number 3 is more within your control. But it is linked to your socioeconomic bearing, intellectual abilities, and decisions made by your parents and guardians.

That leaves number 4 & 5 which are actually 96% within your control.

Indra Nooyi is the CEO of Pepsi

So forget what you think you’re good at (technology proves that the world is constantly changing) and what everyone is doing. Instead, look into what the future looks like. Think, what are the strongest sectors that will stand the test of time? What are the most financially sustainable sectors? And similar questions.

Once you have figured what this is to you, factor in the skills that you possess. At this point, you’re probably saying “Wait! You said forget what you think you’re good at!”

Beyonce, singing since a very early age.

Yes, I meant like knowing how to make good hair or being great at drawing. Innate skills such as creativity, musical talent, numbers, patience, social skills and others are inherent and not easily learned. They are your talents.

Now, with these points in mind, chart a future for yourself with timelines and remain consistent.

Let’s face it, without the advantages above, the odds of you cashing out big time before 30 are a lot slimmer. So ladies, let’s manage our expectations and never give up!



The Empretec program is in Kenya. Here’s what you need to know

By now, it is no secret that the prestigious program, Empretec is now in Kenya. This came about after an intense week of the United Nations Conference on Trade and Development (UNCTAD) in Nairobi last month.

After the formalities, it was announced that the Kenyan National Chamber of Commerce and Industry would be partnering with UNCTAD on this program. Mary Muthoni is the chairperson of the Women In Business committee at the Kenya National Chamber of Commerce.

Empretec will mean a lot to Kenyan women as they get to benefit from the perks that come with being a part of the program. Some of these benefits are already being enjoyed by women in other African countries, like Zimbabwe.

This will bring many benefits too Kenyan Motherland Moguls and we share some of them below.

Capacity building

Empretec offers a rich training program with a pool of 64 international trainers and 160 trained local trainers.

These trainers are all about impacting personal development and business skills to participants who include women from the formal, informal and the employment sectors. Their curriculum is also tailored to international standards.

Creating of life bonds amongst Empretec trainees

Once a part of Empretec, you’re in it for life. The program follows up on its participants even after training as part of a lifelong relationship.

Empretec sponsors follow up to see how the lessons learnt impacts the businesses of participants.

It gets even better because you can always find a shoulder to lean on in the Empretec family.

Networking and mentorship

Ladies love conversations and it’s never a dull moment you can open up and create bonds. Empretec takes in women of all ages and orientation. So hanging out with other women in the program will always mean something new will be learnt.

Also, Empretec has trained a large pool of women over the years since its establishment in 1988. Empretec’s presence  in 37 countries means that when you  join this community, you get to build a network with women from not only your home country. You’re part of a network of women from the rest of the thirty-six countries including  Ethiopia, Ghana, Jordan, Botswana, Argentina, and Algeria.

Smart girls know that their network is their net worth. Here you’ll need to be ready to establish contact with  people from all walks of life. Be it the Motherland Moguls who have already established their businesses and are looking to offer seed funding for great business ideas or intelligent young women with brilliant ideas and that are looking for persons with expertise to partner with.

Empretec is a well that keeps giving but never runs dry. Here, you get everything you need and all that’s required of you is to make it work.

You’ll get to see that women from various developing countries face the same difficulties as you. And that the only way to emancipation is in finding long-term solutions for entrepreneurs.

Locally certified trainers

The availability of local trainers certified by the UN body means that members have access to the very best. With Empretec, you can have access to trainers with the know-how to get you through business challenges. This will help you confidently experiment with new ways of doing business .

Obviously, the business field can be tricky, filled with uncertainties and other stress.  You will need to have your hand held by the right people to navigate through these scenes and come out successful.

Identifies and enhances personal opportunities

Empretec’s training is personalized and depends on what stage you’re at in the business world.

There will be people looking to venture into business for the first time and those with great business ideas needing guidance on breaking even. In addition, there are others already in the business scene and seeking to expand their visibility.

Empretec will be a great space for Kenyan women to get answers and to learn how they can use their talent to make money .

Eradication of poverty and social problems.

Empretec encourages women to be social entrepreneurs. This means establishing businesses that seek to solve social, cultural and environmental problems.

The purpose of these businesses is not just to make money but to also leave a positive mark on the society. Empretec encourages entrepreneurs to work towards achieving sustainable development goals even as they make their money.

Awards and recognition

Empretec honors her alumni at the Women in Business Awards. A Vietnamese lady, Tran Thi Viet won gold at this year’s awards for her company, Viet Trang Handicraft. Her company makes basket-woven goods from banana leaves, water hyacinth, corn leaves and bamboo.

The company had a humble beginning but now exports goods worth $1000 million to the European Union. Viet Trang Handicraft went on to create employment for 250 weavers.

This is the spirit of Empretec, to solve societal problems in our countries and at the same time make money for the entrepreneur.

In summary, Empretec is the place to be for any woman seeking to make it in the business arena. The opportunities here are immense and ladies up for first dibs will definitely have more than enough to carry home.

With all this said, it’s time for Motherland Moguls in Kenya to grab this opportunity!


Lisa Chiriseri: Some people get offended at my confidence in reaching goals

When you’re a young, black woman trying to make a change in the world, there will be people who don’t take you seriously. If you’re petite and are blessed with that strong melanin that makes you look ten years younger than you are, chances are you’ll be taken even less seriously. This is a problem Lisa Chiriseri has had to deal with often. Lisa is a Zimbabwean social entrepreneur who has run social initiatives since she was in university. Now back in Zimbabwe, she’s running several projects and a start-up.

Here, Lisa tells us about her social initiative program – Street Exit Strategies and her energy project for women. Lisa also lets us know why women need to support each other and why she returned to her country to help in the re-building process.

Most young Zimbabweans who study abroad don’t come back because of the issues at the homefront. Why did you come back?

I had so many reasons to come back home. In my first year schooling abroad, I started a social initiative in Zimbabwe which I ran from school. But I always came home during the holidays to help the team on ground manage it. Secondly, though Zimbabwe wasn’t out of the woods economically at the time I graduated, there were prospects of improvements since we had just dollarized. The economy seemed to be stabilizing and we had the GNU (Government of National Unity). I was determined to be a part of my country’s rebuilding process and I’ve stuck it out for the past 5 years since I returned.

How were you able to manage this social initiative in absentia?

I believe in the indisputable synergy of a passionate team. When you have committed team members like I had, things tend to go well.

Also, while away, with online communication, a good friend literally ran the initiative.

Tell us about this social initiative. What was it about?

It was called Street Exit Strategies, which is actually the name of my current registered trust, under which I run lots of other projects. It was basically a soup kitchen and rehabilitation centre. We focused on teens and young adults, especially those who were kicked out of homes and centres once they turned 16. So, we focused on rehabilitating them, reconciling them with their families and helping them continue with their O levels and tertiary education.

We’ve got several inspiring stories to tell of our efforts. One of the guys we took off the streets and helped through O levels just completed his secondary education. Another is concluding his Master’s program at the University of Western Cape.  And oh, there’s still another who just completed his degree in Political Science at the University of Zimbabwe.

awa_cofoundersDo you still run the soup kitchen?

We run it on a case by case basis because, in 2013, organizations running soup kitchens reached a collective decision to stop supporting people on the streets. More people just kept cropping up on the streets. Struggling people who had homes starting showing up on the streets looking for support and we needed to be more accountable. It felt like we were forcing people to go to school, forcing them to attend rehab sessions and peer mentorship programs. However, we continued with referrals to  drug and alcohol rehabilitation centres and also providing family planning advice.

What other projects are you currently involved with?

I’m currently working on a gas-related project called Women in Energy. It’s a known fact that for a resource that’s mainly utilized by women, the energy sector is a rather male-dominated industry. Women need heat to cook, and some walk for kilometers to get firewood. Imagine the energy and time wasted! Exposure to fumes from unsafe firewood and paraffin also have adverse health implications.

In the rural areas, you find women with gray films over their eyes, cancer of the lungs and other ailments that could have been avoided. I’m out to change that by providing clean, safe and affordable energy sources to these women.

As a young girl, did you always know this was something you’d do?

I’ve always been passionate about helping the disadvantaged. I didn’t know it was something I’ll be doing full-time. Actually, it only dawned on me recently, when I tried working a full-time consultancy job and I hated it. I realized it wasn’t for me, I simply couldn’t work at something that benefitted someone I didn’t even know, or whose objectives I knew nothing about.

I always knew I wanted to help people and I’ve always had a way of balancing several projects at a time.

What would you tell that young woman who’s involved  in a career she’s not too keen on, but also afraid to venture out?

I would say reach out, it’s really surprising how useful people can be if you tell them about your passion. Ask for pointers and referrals, but be very selective on who you talk to about your ideas. When you get the opportunity, introduce yourself and exactly what it is you want to do.

Networking is also very important. Who you know is everything! The world has evolved and people are much more open to helping young women. There are organizations, groups, and activities making access to information and networking easy. Take your time, get as much information as possible then confidently step out. There’ll never be a perfect time so you’ve got to start anyway.

6 ways to turn your business dream into a reality

Chasing a business dream requires a deliberate and focused sense of concentration on set goals.

Don’t you hate-love those successful people who make success seem so easy? Wouldn’t it be great if you could bring their magic to your own life? Imagine walking into a multi-million dollar event to a standing ovation. Everyone is clapping and the spotlight is on you, the bombass CEO of your own company. Sounds like a dream, right? Snap out of it! It’s time to live that dream.

First, there’s the parody of that person who takes the giant step of starting her own business. Now, years have passed and the enthusiasm has dwindled because she’s held on to the same approach. Don’t be her. If you must make the leap, be sure the potential rewards are huge and satisfactory. Otherwise soon, you’ll be complaining like Jane who went into selling clothes because Maryann’s boutique was blossoming.

It’s a simple, sad fact that the vast majority of entrepreneurs would rather invest in whatever business idea is currently trending than create their own dreams. Yes, we all need inspiration but success doesn’t come by pursuing someone else’s dream. You want to become the next Oprah Winfrey? Cool, but you need to learn to do what you love better, faster and more often.

Where am I going with all of this? Simple.

Define your dream

Do you have a business idea? How big is your goal? Think back. How long have you nurtured this idea? How sure were you in it, when it was birthed in your mind? It’s so easy to look around at people who have achieved business success and say, “Oh she achieved that height because she’s special, it’s just the way she was made.”

Okay, saying this may make you feel a bit better, but like Lupita Nyong’o once said, “Your dreams are valid too.”  Yes girl, they are!


The idea, big or small, must be laid out in detail. Achieving your dreams does not have to be easy, but you need to be able to know, at any moment, where you are headed. Set goals with timelines.

Here’s my example, by January 13th, 2017, I shall have set up a firm on the 14th floor of East Grove Towers with a portfolio of 120 clients. Time to werk.

Get to work

The nature of the idea must require an intense sense of concentration. An example would be a goal-driven SLA contributor. Ideally, she is a brilliant lady who is detailed, pays attention to research and is not afraid to be sassy. This is someone who can devote the energy required to get the work done. Now apply that to your business.

Outsource expertise

You must be willing to make the best of resources to get work done. If you have the innate abilities of a genius kid, beautiful! (Also, lucky you) Otherwise, leave the work to experts. This is especially important in sensitive areas like sales, finances or technical implementation. That dream of you wearing 20 hats and running everything yourself should remain in lala-land. You’re awesome but you’re not Super Woman.

Send yourself future letters or emails

This might sound crazy but stay with me. There are great websites and apps that allow you write yourself emails due to being delivered say, in three months. I love starting my letters this way,

Dear future me, by now you must have scored that East Grove Tower office and earned enough for a holiday in Maldives. Where are we at now?

See, not hard. Believe it or not, these letters are a great source of motivation and accountability.

Share your dream with 5 people

You need regular enough feedback from sincere people. This way, you can constantly adapt and make progress toward your goal. These people should call you out when you fail on your business plans. They should challenge you to be the best you can be. Choose the No BS’er friend who will taunt you to action.

Finally, if you must be successful, you’ve got to work hard, very hard. The way you go about it is the difference between good and top-of-the-ladder great. While working hard, remain positive. Positivity is a virtue common to successful people. It’s that cultivated sense of success.

We have Walt Disney to thank for this quote, “Dreams come true… only if we have the courage to pursue them.” What steps are you taking in achieving your business dreams?

Ask a Financial Advisor – Volume 2

Financial independence starts with careful planning. If you want to be a millionaire in the future, you have to do the work today.

We’re excited to present the second installment of our Ask A Financial Advisor column. Financial experts from United Capital have once again taken questions from our community and answered with real advice. Volume 2 of Ask A Financial Advisor features advice on starting and maintaining a saving plan as well as saving for future goals.

How can I start the process of investing my money? Right now, I know nothing and would like to educate myself before doing anything. What are some trusted sources and beginner tips? – Naome Jeanty

It’s great that you want to educate yourself prior to getting on the investment ladder. There are loads of resources available to one on the internet, so please do as much research as you can. The best way to create a life that is not dependent on a paycheck is to start investing early in your life and these are our top three tips –

1) invest at least 20% of your savings on a consistent basis.

2) take calculated risks, especially when you are young

3) start investing for retirement as soon as you have a steady income from paid employment or an on-going business venture.

I earn N134,000 and I look forward to getting a landed property and also a car by this time next year. How can I save to meet up with this target? Thank you. – Toyin

As with starting any project, it’s important to define clear goals -which you’ve done already. You do however need to prioritize these goals such that you are able to differentiate between routine expenses, short term and long term savings goals.

Use the SLA Savings calculator and remember that an emergency fund is key. This is where it comes in handy to set up a Private Investment Trust. And when you do need to borrow, let it be for investment purposes i.e. purchase of land etc.

How do I start and MAINTAIN a savings plan. I currently live paycheck to paycheck when debts have been ignored. I want to put money aside, I’m currently paycheck to paycheck (bills paid, rent paid etc) but at the cost of ignoring some debts. (Owe family and friends money…I can’t afford to pay them back at the moment). – Gloria

Determination here is the key, both to getting out of debt and maintaining a consistent savings plan. The first step is to determine what you can actually save after taking out your routine expenses, i.e. food, transportation etc.

Then the next step is ensuring that you actually do save. A great way to going about this is to set up a direct debit order on your salary account or main business account which ensures that a designated sum is debited at regular intervals i.e. monthly, quarterly etc and moved into an investment vehicle such as a Private Investment Trust.

If you’d like to get your questions answered by a financial advisor from United Capital, submit your questions by clicking here

10 Startups Selected For The Inaugural SLA Accelerator


Earlier this year we kicked off the first ever She Leads Africa Accelerator Program. In partnership with the Work in Progress! Alliance (VC4Africa and Oxfam) and Guaranty Trust Bank we set out to create a 3-month accelerator program designed to identify, support and fund the next generation of Nigeria’s brightest female entrepreneurs.

The SLA Accelerator received applications from over 120 startups from across Nigeria. The selected entrepreneurs were evaluated based on their traction and progress in the market, management team and vision to grow and scale across Africa.

The selected businesses are:

  • Fresh Direct Produce and Agro-Allied ServicesAn eco-friendly social enterprise that produces premium organic produce through hydroponics and community action.
  • DeliveryBros – Helps you save time and stress through pickup and drops from the market to your house or office.
  • – Solves the medical industry’s procurement problem, by providing a technology enabled distribution solution resulting in transparency and simplicity.
  • Koko’s Kitchen – An indigenous brand of confectionary dry mixes specially tailored to suit the taste buds and pocketbook of the quintessential person on the go.
  • Bubble Tii Bringing the Bubble Tea phenomena to Africa.
  • Shuttlers Enables professionals to access comfortable and efficient transportation to and from work using seat matching technology.
  • Keek’s – Designs tailored weight loss packages for busy women who want a plan that is both effective and simple to implement.
  • Art Splash Studio is a virtual art studio offering a social art experience through our  Paint Nite  painting classes hosted at different venues in Abuja. Paint, eat, and sip on cocktails while you create. Our instructors will guide you. So bring your friends and let’s have an art party!
  • BathKandy Co. – Creates sumptuous dessert-inspired beauty treats for women who crave the finer things.
  • Independent Personal Assistant (iPA) – Provides strategic virtual assistance to high-level executives across Africa. We take care of the mundane while you focus on what matters.

SLA Accelerator participants will spend the next three months working on their business strategy and growth, while networking with investors and potential partners.  Experts and program mentors include Chudi Amu, Vice President of Investment at Verod Capital; Shirley Somuah, Investor at Cardinal Stone Partners; Seun Abolaji, Creative Director at Wilson’s Juice Company; and Tunde Kehinde and Ercin Eskin, Cofounders of ACE.

The entrepreneurs will have the opportunity to pitch their businesses at an investor Demo Day in October and compete for N2 million investment from She Leads Africa along with other business support services.

Congratulations to all of the selected entrepreneurs!

Ask a Financial Advisor – Volume 1

Ask a Financial Advisor

Financial independence starts with careful planning. If you want to be a millionaire in the future, you have to do the work today.

We’re excited to kick off our brand new column called Ask A Financial Advisor. Financial experts from United Capital are taking questions from our community and providing real advice. Read on for our first series of answers covering topics such as investing as a fresh graduate, real estate as an investment property and how to start investing even when you feel like you don’t have any money to spare.

Hello. I would like to ask about the best place and way to invest my money in Nigeria presently, some say federal government bond buying, but am not so clear nor sure. I mean am not so super rich and just 3yrs out of college but I think the little money I make part if it invested would go a long way. Pls kindly help a sister out. Gracias! – Abimbola

Investments when being done on a relatively small scale, are safer when carried out under the umbrella of a professional Fund Manager/ Trust Company. That way, the minimum requirements for say an FGN Bond or any other instrument will be met through the pool of funds being managed by the company. Also, the risks involved will be shouldered by the company and you will be privy to professional wealth advisory services suited to your investment objectives.

What can one invest in that requires minimum money? I’m a single mum and I feel I’m living hand to mouth, I’d like ideas on what I could invest in and how that will require minimum money that could potentially accumulate or grow. – Nikita 

You can invest in a contributory scheme with a minimum annual contribution of N60,000.00, which will come to N5,000.00 per month. If you were to set up a Private Investment Trust, your contributions will be pooled with other contributors’ funds and invested in profitable investments which the N5,000.00 would ordinarily be insufficient to partake in. The result of this is a healthy mix of stable returns as well as minimum -risk  investments which will be affordable to you and simultaneously accumulate in the long term.

Every month I seem to just break even and in some cases I am over budget. How can I save money whilst breaking even on my budget? – Sharon

You need to decide on a percentage of your income to save every month, we would advise 10%-15% for a start. Once that decision is made, you can invest in a contributory scheme which requires you to make contributions per month. A Standing Payment Order (SPO) given to your banker to automatically credit your contributions to the Fund Manager/Trust Company will ensure you do not begin to overspend before the contributions are made. This will improve your financial discipline and at the same time ensure you have accumulated a tidy sum which would have yielded a stable return in the medium to long term.

With the rising cost of living, buying property is virtually impossible. Although I qualify for a small amount, should I rather buy an investment property (property that I will rent out and never live in) or wait until I can afford a place of my own and buy one for myself? – Kendi

Buying property is a highly capital intensive venture and may not be advisable if you do not have the liquidity. It would rather be advisable to invest your funds in REITs (Real Estate Investment Trusts) through a professional at a minimal fee, so that you can accumulate the funds until you can afford the property of your choice, whilst still enjoying some benefits of real estate investments through the underlying assets of the REIT.

If you’d like to get your questions answered by a financial advisor from United Capital, submit your questions by clicking here

Ready to crowdfund using social media? Read this first

#wocintech chat crowd funding

Crowdfunding is no longer the buzzword it was in 2006. Social media has undeniably taken over and changed the way we interact and connect online. Gone are the days when discussion forums were the go to tool for getting numerous opinions. Crowdfunding by definition is, “the practice of funding a project or venture by raising small amounts of money from a large number of people, typically via the Internet.”

This is basically asking strangers around the world to help you get your project or campaign off the ground by financing it as a collective. Not only does this mean you’ll have the necessary capital to get going, but you will also have peace of mind. Through the indirect market research crowdfunding provides, you’ll know that a community of backers believe in your service or product.

The average person has 5 social media accounts, this means you have a few options on how to get your message across. Sometimes, all you need is a quick update on any platform and you will be flooded with an array of responses from your followers, catapulting your crowdfunding plans into the stratosphere. The next step is knowing how to harness the power of those platforms to bolster your crowd funding efforts. However, there are dos and don’ts when it comes to crowdfunding. You’ll need to ensure that people don’t view your suspiciously while ensuring long term success beyond the initial campaign.

Build a good foundation before the launch

30% of your donations will come from people you know. With this in mind, you need a solid network of people you have already been connecting and engaging with online before launching your campaign. This could take months so make sure you are ready to put in the work. There is no shortcut to a strong social following of engaged users.

Even more important is to ensure that you have the ‘right’ kind of followers. Through a great social media strategy, you can discover people who have shared interests. These are those will be more likely to support your cause.

Don’t rely on one platform

It’s very easily to rely on one platform. You may think your Facebook friends know you well and will support you but avoid putting all your eggs in one basket. Pick the right platform based on where your audience is, where you receive the most engagement and where you will be able to monitor things easily.

Rather than using your personal profile (which could get spam-like towards your friends and family), start a separate page for your campaign and get people to like and follow it for updates. You can also have a separate page for yourself. This way people can see the woman behind the campaign, you never know, it will probably be one of many projects you undertake.

Content is king

You need consistent and engaging content in order to stay current and pull in the crowds. Your copy should be punchy, to the point and shareable in order for the word to spread. Use rich imagery where you can, as well as other content types such as infographics, videos, podcasts etc. Share updates and milestones in order to keep the excitement going among your backers. Keeping content consistent and frequently updating will ensure you stay on top of people’s minds.

Don’t jump the gun

Asking for money right away makes you seem greedy and desperate. These two words can taint your campaign. How you frame your requests also matters, no one wants to feel like you are begging them to send money your way. Refrain from, “Please give 30 dollars to my campaign.” Instead go for subtle ways of encouraging support such as, “Could you be my next backer?”

Listing the amount of money you require in your update might seem daunting to someone who only has a little to give. Rather, post a link to your landing page where people can decide for themselves how much to give.

At the end of the day, even if you don’t reach your required amount through crowdfunding, you will still have a great community of people who believe in your ideas. Don’t ditch them. Instead, thank everyone for their efforts and keep doing what hooked them in the first place (consistency, remember?). You never know when your next bright idea might come and you need them again.

Have you run a successful crowd funding campaign? Let us know in the comments section below.

Webinar with Ada Ijara: What you need to know about a private trust (Jun 7)

Missed this event? Make sure you don’t miss the next one by joining our community today.

According to the researchers and economic experts, Africa is getting richer by the minute but does it feel that way in your purse?

That’s right! Things are tough out there. It’s so bad, some of our Nigerian comrades have had to take drastic measures just to survive. 

While our immediate reaction was definitely to run and cry at that depressing bowl of rice, we know that tough times can provide a great foundation for a better tomorrow. This is the perfect time to get serious about your finances and figure out how to turn your current struggles into future success. It doesn’t matter how little you think you’re making today, you can still start to invest and work your way towards financial independence.

On Tuesday June 7th we hosted a webinar with financial advisor Ada Ijara where she introduced us to a private trust, an investment vehicle that can help young women reach their financial goals faster than a traditional savings account.

Some of the topics we covered:

  • How a private trust is different than a regular savings accounts
  • How a private trust can help you super charge your savings
  • As a young woman, the major areas you should be investing in
  • Ways to make sure your savings and investments are safe


About Ada:

Adaku Ijara is a Senior Trust Officer at United Capital Trustees Limited – a member of the United Capital Trustees Limited a member of the United Capital Group, with focus on trust administration and investment management services. She possesses over 12 years corporate experience across private banking, business development, legal compliance and advisory roles as well as private trust. She has a proven track record of excellence in the execution of corporate strategies, customer & portfolio management and legal pre-acquisition due diligence associated with trust accounts.

Adaku has a law degree from the University of Nigeria, Enugu Campus. She also has an LLM in Corporate Governance from the University of Manchester, UK and was called to the Nigeria Bar in 2003. She is a member of the Nigerian Bar Association, Institute of Public Diplomacy & Management, Women in Business Management & Public Service.

You can reach out to her directly at ada.ijara(at)